Bank of St. Francisville
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of St. Francisville
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531190 | Lessors of Other Real Estate Property | 16 | $42.9M | $2.7M | 28.6% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $3.5M | $435K | 14.3% |
| 722511 | Full-Service Restaurants | 8 | $37.5M | $4.7M | 14.3% |
| 312120 | Breweries | 8 | $13.0M | $1.6M | 14.3% |
| 335312 | Motor and Generator Manufacturing | 8 | $5.6M | $700K | 14.3% |
| 541330 | Engineering Services | 8 | $21.9M | $2.7M | 14.3% |
Geographic Distribution
SBA lending activity for Bank of St. Francisville by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 40 | $115.3M | 71.4% |
| Tennessee (TN) | 8 | $5.6M | 14.3% |
| Mississippi (MS) | 8 | $3.5M | 14.3% |
Why Choose Bank of St. Francisville?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 56 SBA loans approved, totaling $124.4M in financing
- ✓Industry Expertise: Specialized focus on Lessors of Other Real Estate Property, Fitness and Recreational Sports Centers, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.25% with flexible term lengths averaging 226 months
- ✓Loan Range: Loan sizes from $435K to $4.7M, with an average of $2.2M
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in LA, MS, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of St. Francisville SBA lending
What types of businesses does Bank of St. Francisville typically finance?
Bank of St. Francisville specializes in SBA 7(a) lending to specific industries including lessors of other real estate property, fitness and recreational sports centers, full-service restaurants, breweries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of St. Francisville's typical SBA loan terms?
Bank of St. Francisville's SBA 7(a) loans typically feature an average interest rate of 6.25% and average term length of 226 months (approximately 19 years). Loan sizes range from $435K to $4.7M, with an average loan size of $2.2M.
Do I need a business valuation for a Bank of St. Francisville SBA loan?
Yes, Bank of St. Francisville typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of St. Francisville compare to other SBA lenders?
Bank of St. Francisville has originated 56 SBA loans totaling $124.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of St. Francisville lend in?
Bank of St. Francisville provides SBA 7(a) financing with particularly strong presence in LA, MS, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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