Bank of Guam
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of Guam · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 10 | $905K | $91K | 2.8% |
| 624410 | Child Care Services | 10 | $1.4M | $142K | 2.8% |
| 541611 | Administrative Management and General Management Consulting Services | 9 | $776K | $86K | 2.5% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $744K | $93K | 2.2% |
| 812112 | Beauty Salons | 8 | $394K | $49K | 2.2% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 8 | $506K | $63K | 2.2% |
| 713990 | All Other Amusement and Recreation Industries | 7 | $3.5M | $496K | 2.0% |
| 812310 | Coin-Operated Laundries and Drycleaners | 7 | $515K | $74K | 2.0% |
| 237990 | Other Heavy and Civil Engineering Construction | 7 | $675K | $96K | 2.0% |
| 722513 | Limited-Service Restaurants | 6 | $348K | $58K | 1.7% |
Geographic Distribution
SBA lending activity for Bank of Guam by state
| State | Loans | Volume | Share |
|---|---|---|---|
| GU (GU) | 326 | $45.9M | 91.6% |
| MP (MP) | 10 | $1.5M | 2.8% |
| California (CA) | 8 | $1.5M | 2.2% |
| TQ (TQ) | 3 | $1.1M | 0.8% |
| FM (FM) | 5 | $445K | 1.4% |
| MH (MH) | 2 | $203K | 0.6% |
| PW (PW) | 2 | $70K | 0.6% |
Why Choose Bank of Guam?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 356 SBA loans approved, totaling $50.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Child Care Services, Administrative Management and General Management Consulting Services
- ✓Competitive Terms: Average interest rate of 6.31% with flexible term lengths averaging 71 months
- ✓Loan Range: Loan sizes from $3K to $5.0M, with an average of $143K
- ✓Nationwide Reach: Active lending in 7 states, with strong presence in GU, MP, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of Guam SBA lending
What types of businesses does Bank of Guam typically finance?
Bank of Guam specializes in SBA 7(a) lending to specific industries including full-service restaurants, child care services, administrative management and general management consulting services, fitness and recreational sports centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of Guam's typical SBA loan terms?
Bank of Guam's SBA 7(a) loans typically feature an average interest rate of 6.31% and average term length of 71 months (approximately 6 years). Loan sizes range from $3K to $5.0M, with an average loan size of $143K.
Do I need a business valuation for a Bank of Guam SBA loan?
Yes, Bank of Guam typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of Guam compare to other SBA lenders?
Bank of Guam has originated 356 SBA loans totaling $50.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of Guam lend in?
Bank of Guam provides SBA 7(a) financing with particularly strong presence in GU, MP, CA, FM, TQ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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