Bank of Bartlett
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Bank of Bartlett
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811490 | Other Personal and Household Goods Repair and Maintenance | 16 | $13.9M | $867K | 18.2% |
| 722513 | Limited-Service Restaurants | 8 | $2.8M | $350K | 9.1% |
| 445320 | Other | 8 | $4.0M | $500K | 9.1% |
| 621310 | Offices of Chiropractors | 8 | $1.2M | $150K | 9.1% |
| 237310 | Highway, Street, and Bridge Construction | 8 | $2.8M | $350K | 9.1% |
| 445131 | Other | 8 | $4.6M | $570K | 9.1% |
| 611620 | Sports and Recreation Instruction | 8 | $1.0M | $125K | 9.1% |
| 722410 | Drinking Places (Alcoholic Beverages) | 8 | $1.1M | $136K | 9.1% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 8 | $33.3M | $4.2M | 9.1% |
| 238290 | Other Building Equipment Contractors | 8 | $2.7M | $340K | 9.1% |
Geographic Distribution
SBA lending activity for Bank of Bartlett by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Tennessee (TN) | 80 | $34.0M | 90.9% |
| Arkansas (AR) | 8 | $33.3M | 9.1% |
Why Choose Bank of Bartlett?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 88 SBA loans approved, totaling $67.4M in financing
- ✓Industry Expertise: Specialized focus on Other Personal and Household Goods Repair and Maintenance, Limited-Service Restaurants, Other
- ✓Competitive Terms: Average interest rate of 7.73% with flexible term lengths averaging 185 months
- ✓Loan Range: Loan sizes from $125K to $4.2M, with an average of $765K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TN, AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of Bartlett SBA lending
What types of businesses does Bank of Bartlett typically finance?
Bank of Bartlett specializes in SBA 7(a) lending to specific industries including other personal and household goods repair and maintenance, limited-service restaurants, other, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of Bartlett's typical SBA loan terms?
Bank of Bartlett's SBA 7(a) loans typically feature an average interest rate of 7.73% and average term length of 185 months (approximately 15 years). Loan sizes range from $125K to $4.2M, with an average loan size of $765K.
Do I need a business valuation for a Bank of Bartlett SBA loan?
Yes, Bank of Bartlett typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of Bartlett compare to other SBA lenders?
Bank of Bartlett has originated 88 SBA loans totaling $67.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of Bartlett lend in?
Bank of Bartlett provides SBA 7(a) financing with particularly strong presence in TN, AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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