Austin Bank Texas National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Austin Bank Texas National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 8 | $2.6M | $322K | 7.7% |
| 333924 | Industrial Truck, Tractor, Trailer, and Stacker Machinery Manufacturin | 8 | $16.0M | $2.0M | 7.7% |
| 339112 | Surgical and Medical Instrument Manufacturing | 8 | $2.8M | $350K | 7.7% |
| 722511 | Full-Service Restaurants | 8 | $1.6M | $203K | 7.7% |
| 456110 | Other | 8 | $8.8M | $1.1M | 7.7% |
| 339999 | All Other Miscellaneous Manufacturing | 8 | $3.9M | $488K | 7.7% |
| 561730 | Landscaping Services | 8 | $1.3M | $168K | 7.7% |
| 444180 | Other | 8 | $4.1M | $515K | 7.7% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 8 | $2.4M | $296K | 7.7% |
| 561710 | Exterminating and Pest Control Services | 8 | $1.5M | $185K | 7.7% |
Geographic Distribution
SBA lending activity for Austin Bank Texas National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 96 | $43.7M | 92.3% |
| Arkansas (AR) | 8 | $3.9M | 7.7% |
Why Choose Austin Bank Texas National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 104 SBA loans approved, totaling $47.6M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Industrial Truck, Tractor, Trailer, and Stacker Machinery Manufacturin, Surgical and Medical Instrument Manufacturing
- ✓Competitive Terms: Average interest rate of 8.12% with flexible term lengths averaging 124 months
- ✓Loan Range: Loan sizes from $50K to $2.0M, with an average of $458K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Austin Bank Texas National Association SBA lending
What types of businesses does Austin Bank Texas National Association typically finance?
Austin Bank Texas National Association specializes in SBA 7(a) lending to specific industries including general automotive repair, industrial truck, tractor, trailer, and stacker machinery manufacturin, surgical and medical instrument manufacturing, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Austin Bank Texas National Association's typical SBA loan terms?
Austin Bank Texas National Association's SBA 7(a) loans typically feature an average interest rate of 8.12% and average term length of 124 months (approximately 10 years). Loan sizes range from $50K to $2.0M, with an average loan size of $458K.
Do I need a business valuation for a Austin Bank Texas National Association SBA loan?
Yes, Austin Bank Texas National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Austin Bank Texas National Association compare to other SBA lenders?
Austin Bank Texas National Association has originated 104 SBA loans totaling $47.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Austin Bank Texas National Association lend in?
Austin Bank Texas National Association provides SBA 7(a) financing with particularly strong presence in TX, AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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