Arizona Central CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Arizona Central CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 3 | $306K | $102K | 30.0% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $50K | $50K | 10.0% |
| 332710 | Machine Shops | 1 | $50K | $50K | 10.0% |
| 561431 | Private Mail Centers | 1 | $150K | $150K | 10.0% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 1 | $250K | $250K | 10.0% |
| 561710 | Exterminating and Pest Control Services | 1 | $75K | $75K | 10.0% |
| 561210 | Facilities Support Services | 1 | $50K | $50K | 10.0% |
Geographic Distribution
SBA lending activity for Arizona Central CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 10 | $1.1M | 100.0% |
Why Choose Arizona Central CU?
Based on SBA 7(a) lending track record from 2005-2009
- ✓Proven Track Record: 10 SBA loans approved, totaling $1.1M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, All Other Miscellaneous Fabricated Metal Product Manufacturing, Machine Shops
- ✓Competitive Terms: Average interest rate of 7.00% with flexible term lengths averaging 74 months
- ✓Loan Range: Loan sizes from $50K to $250K, with an average of $108K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arizona Central CU SBA lending
What types of businesses does Arizona Central CU typically finance?
Arizona Central CU specializes in SBA 7(a) lending to specific industries including offices of chiropractors, all other miscellaneous fabricated metal product manufacturing, machine shops, private mail centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arizona Central CU's typical SBA loan terms?
Arizona Central CU's SBA 7(a) loans typically feature an average interest rate of 7.00% and average term length of 74 months (approximately 6 years). Loan sizes range from $50K to $250K, with an average loan size of $108K.
Do I need a business valuation for a Arizona Central CU SBA loan?
Yes, Arizona Central CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arizona Central CU compare to other SBA lenders?
Arizona Central CU has originated 10 SBA loans totaling $1.1M since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arizona Central CU lend in?
Arizona Central CU provides SBA 7(a) financing with particularly strong presence in AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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