Arize FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Arize FCU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 8 | $442K | $55K | 33.3% |
| 311811 | Retail Bakeries | 8 | $595K | $74K | 33.3% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $2.2M | $280K | 33.3% |
Geographic Distribution
SBA lending activity for Arize FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 24 | $3.3M | 100.0% |
Why Choose Arize FCU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 24 SBA loans approved, totaling $3.3M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, Retail Bakeries, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 10.99% with flexible term lengths averaging 140 months
- ✓Loan Range: Loan sizes from $55K to $280K, with an average of $137K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arize FCU SBA lending
What types of businesses does Arize FCU typically finance?
Arize FCU specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, retail bakeries, hotels (except casino hotels) and motels. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arize FCU's typical SBA loan terms?
Arize FCU's SBA 7(a) loans typically feature an average interest rate of 10.99% and average term length of 140 months (approximately 12 years). Loan sizes range from $55K to $280K, with an average loan size of $137K.
Do I need a business valuation for a Arize FCU SBA loan?
Yes, Arize FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arize FCU compare to other SBA lenders?
Arize FCU has originated 24 SBA loans totaling $3.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arize FCU lend in?
Arize FCU provides SBA 7(a) financing with particularly strong presence in PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.