America's Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by America's Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 1 | $150K | $150K | 25.0% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $150K | $150K | 25.0% |
| 621610 | Home Health Care Services | 1 | $70K | $70K | 25.0% |
Geographic Distribution
SBA lending activity for America's Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 4 | $695K | 100.0% |
Why Choose America's Community Bank?
Based on SBA 7(a) lending track record from 2005-2015
- ✓Proven Track Record: 4 SBA loans approved, totaling $695K in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Fitness and Recreational Sports Centers, Home Health Care Services
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 157 months
- ✓Loan Range: Loan sizes from $70K to $325K, with an average of $174K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about America's Community Bank SBA lending
What types of businesses does America's Community Bank typically finance?
America's Community Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, fitness and recreational sports centers, home health care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are America's Community Bank's typical SBA loan terms?
America's Community Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 157 months (approximately 13 years). Loan sizes range from $70K to $325K, with an average loan size of $174K.
Do I need a business valuation for a America's Community Bank SBA loan?
Yes, America's Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does America's Community Bank compare to other SBA lenders?
America's Community Bank has originated 4 SBA loans totaling $695K since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does America's Community Bank lend in?
America's Community Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.