American Savings Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by American Savings Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 24 | $792K | $33K | 2.8% |
| 722511 | Full-Service Restaurants | 21 | $1.0M | $48K | 2.4% |
| 236118 | Residential Remodelers | 16 | $620K | $39K | 1.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 14 | $883K | $63K | 1.6% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 13 | $1.1M | $87K | 1.5% |
| 561730 | Landscaping Services | 12 | $947K | $79K | 1.4% |
| 621210 | Offices of Dentists | 11 | $2.0M | $183K | 1.3% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 11 | $465K | $42K | 1.3% |
| 238320 | Painting and Wall Covering Contractors | 10 | $1.3M | $127K | 1.2% |
| 722513 | Limited-Service Restaurants | 10 | $550K | $55K | 1.2% |
Geographic Distribution
SBA lending activity for American Savings Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Hawaii (HI) | 862 | $64.9M | 99.7% |
| Texas (TX) | 1 | $100K | 0.1% |
| Utah (UT) | 1 | $50K | 0.1% |
| California (CA) | 1 | $30K | 0.1% |
Why Choose American Savings Bank, National Association?
Based on SBA 7(a) lending track record from 1993-2020
- ✓Proven Track Record: 865 SBA loans approved, totaling $65.1M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Full-Service Restaurants, Residential Remodelers
- ✓Competitive Terms: Average interest rate of 6.86% with flexible term lengths averaging 69 months
- ✓Loan Range: Loan sizes from $10K to $1.5M, with an average of $75K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in HI, CA, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American Savings Bank, National Association SBA lending
What types of businesses does American Savings Bank, National Association typically finance?
American Savings Bank, National Association specializes in SBA 7(a) lending to specific industries including beauty salons, full-service restaurants, residential remodelers, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American Savings Bank, National Association's typical SBA loan terms?
American Savings Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.86% and average term length of 69 months (approximately 6 years). Loan sizes range from $10K to $1.5M, with an average loan size of $75K.
Do I need a business valuation for a American Savings Bank, National Association SBA loan?
Yes, American Savings Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American Savings Bank, National Association compare to other SBA lenders?
American Savings Bank, National Association has originated 865 SBA loans totaling $65.1M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American Savings Bank, National Association lend in?
American Savings Bank, National Association provides SBA 7(a) financing with particularly strong presence in HI, CA, TX, UT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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