American Interstate Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by American Interstate Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 339950 | Sign Manufacturing | 2 | $150K | $75K | 20.0% |
| 561730 | Landscaping Services | 1 | $60K | $60K | 10.0% |
| 541211 | Offices of Certified Public Accountants | 1 | $30K | $30K | 10.0% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 1 | $170K | $170K | 10.0% |
Geographic Distribution
SBA lending activity for American Interstate Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 10 | $1.2M | 100.0% |
Why Choose American Interstate Bank?
Based on SBA 7(a) lending track record from 1992-2006
- ✓Proven Track Record: 10 SBA loans approved, totaling $1.2M in financing
- ✓Industry Expertise: Specialized focus on Sign Manufacturing, Landscaping Services, Offices of Certified Public Accountants
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 80 months
- ✓Loan Range: Loan sizes from $30K to $200K, with an average of $117K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about American Interstate Bank SBA lending
What types of businesses does American Interstate Bank typically finance?
American Interstate Bank specializes in SBA 7(a) lending to specific industries including sign manufacturing, landscaping services, offices of certified public accountants, poured concrete foundation and structure contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are American Interstate Bank's typical SBA loan terms?
American Interstate Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 80 months (approximately 7 years). Loan sizes range from $30K to $200K, with an average loan size of $117K.
Do I need a business valuation for a American Interstate Bank SBA loan?
Yes, American Interstate Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does American Interstate Bank compare to other SBA lenders?
American Interstate Bank has originated 10 SBA loans totaling $1.2M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does American Interstate Bank lend in?
American Interstate Bank provides SBA 7(a) financing with particularly strong presence in NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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