Alliance Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Alliance Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541110 | Offices of Lawyers | 6 | $315K | $53K | 3.8% |
| 524210 | Insurance Agencies and Brokerages | 5 | $220K | $44K | 3.2% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 5 | $200K | $40K | 3.2% |
| 722513 | Limited-Service Restaurants | 4 | $2.4M | $593K | 2.6% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 4 | $170K | $43K | 2.6% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 | $150K | $50K | 1.9% |
| 236118 | Residential Remodelers | 3 | $85K | $28K | 1.9% |
| 812112 | Beauty Salons | 3 | $130K | $43K | 1.9% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 3 | $299K | $100K | 1.9% |
| 812199 | Other Personal Care Services | 3 | $120K | $40K | 1.9% |
Geographic Distribution
SBA lending activity for Alliance Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 154 | $11.4M | 98.7% |
| Virginia (VA) | 1 | $50K | 0.6% |
| California (CA) | 1 | $10K | 0.6% |
Why Choose Alliance Credit Union?
Based on SBA 7(a) lending track record from 2008-2025
- ✓Proven Track Record: 156 SBA loans approved, totaling $11.4M in financing
- ✓Industry Expertise: Specialized focus on Offices of Lawyers, Insurance Agencies and Brokerages, Electrical Contractors and Other Wiring Installation Contractors
- ✓Competitive Terms: Average interest rate of 6.25% with flexible term lengths averaging 80 months
- ✓Loan Range: Loan sizes from $5K to $710K, with an average of $73K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in TX, CA, VA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Alliance Credit Union SBA lending
What types of businesses does Alliance Credit Union typically finance?
Alliance Credit Union specializes in SBA 7(a) lending to specific industries including offices of lawyers, insurance agencies and brokerages, electrical contractors and other wiring installation contractors, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Alliance Credit Union's typical SBA loan terms?
Alliance Credit Union's SBA 7(a) loans typically feature an average interest rate of 6.25% and average term length of 80 months (approximately 7 years). Loan sizes range from $5K to $710K, with an average loan size of $73K.
Do I need a business valuation for a Alliance Credit Union SBA loan?
Yes, Alliance Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Alliance Credit Union compare to other SBA lenders?
Alliance Credit Union has originated 156 SBA loans totaling $11.4M since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Alliance Credit Union lend in?
Alliance Credit Union provides SBA 7(a) financing with particularly strong presence in TX, CA, VA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.