Air Academy FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Air Academy FCU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 16 | $7.4M | $462K | 25.0% |
| 423940 | Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler | 8 | $40.0M | $5.0M | 12.5% |
| 812310 | Coin-Operated Laundries and Drycleaners | 8 | $9.4M | $1.2M | 12.5% |
| 811192 | Car Washes | 8 | $3.7M | $457K | 12.5% |
| 238910 | Site Preparation Contractors | 8 | $2.8M | $350K | 12.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 8 | $3.2M | $405K | 12.5% |
| 238310 | Drywall and Insulation Contractors | 8 | $16.2M | $2.0M | 12.5% |
Geographic Distribution
SBA lending activity for Air Academy FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 64 | $82.8M | 100.0% |
Why Choose Air Academy FCU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $82.8M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of 6.84% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $178K to $5.0M, with an average of $1.3M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Air Academy FCU SBA lending
What types of businesses does Air Academy FCU typically finance?
Air Academy FCU specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, jewelry, watch, precious stone, and precious metal merchant wholesaler, coin-operated laundries and drycleaners, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Air Academy FCU's typical SBA loan terms?
Air Academy FCU's SBA 7(a) loans typically feature an average interest rate of 6.84% and average term length of 120 months (approximately 10 years). Loan sizes range from $178K to $5.0M, with an average loan size of $1.3M.
Do I need a business valuation for a Air Academy FCU SBA loan?
Yes, Air Academy FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Air Academy FCU compare to other SBA lenders?
Air Academy FCU has originated 64 SBA loans totaling $82.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Air Academy FCU lend in?
Air Academy FCU provides SBA 7(a) financing with particularly strong presence in CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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