A N E C A FCU
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by A N E C A FCU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $6.0M | $374K | 33.3% |
| 459210 | Other | 8 | $570K | $71K | 16.7% |
| 311919 | Other Snack Food Manufacturing | 8 | $1.2M | $149K | 16.7% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $1.0M | $125K | 16.7% |
| 611692 | Automobile Driving Schools | 8 | $640K | $80K | 16.7% |
Geographic Distribution
SBA lending activity for A N E C A FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 40 | $7.0M | 83.3% |
| Texas (TX) | 8 | $2.4M | 16.7% |
Why Choose A N E C A FCU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 48 SBA loans approved, totaling $9.4M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Other, Other Snack Food Manufacturing
- ✓Competitive Terms: Average interest rate of 9.58% with flexible term lengths averaging 88 months
- ✓Loan Range: Loan sizes from $71K to $448K, with an average of $196K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in LA, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about A N E C A FCU SBA lending
What types of businesses does A N E C A FCU typically finance?
A N E C A FCU specializes in SBA 7(a) lending to specific industries including full-service restaurants, other, other snack food manufacturing, all other amusement and recreation industries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are A N E C A FCU's typical SBA loan terms?
A N E C A FCU's SBA 7(a) loans typically feature an average interest rate of 9.58% and average term length of 88 months (approximately 7 years). Loan sizes range from $71K to $448K, with an average loan size of $196K.
Do I need a business valuation for a A N E C A FCU SBA loan?
Yes, A N E C A FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does A N E C A FCU compare to other SBA lenders?
A N E C A FCU has originated 48 SBA loans totaling $9.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does A N E C A FCU lend in?
A N E C A FCU provides SBA 7(a) financing with particularly strong presence in LA, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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