Readycap Lending, LLC
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Readycap Lending, LLC · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 1,355 | $887.8M | $655K | 4.5% |
| 624410 | Child Care Services | 881 | $815.7M | $926K | 2.9% |
| 541940 | Veterinary Services | 614 | $439.2M | $715K | 2.1% |
| 713940 | Fitness and Recreational Sports Centers | 551 | $184.1M | $334K | 1.8% |
| 621310 | Offices of Chiropractors | 540 | $167.4M | $310K | 1.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 514 | $901.3M | $1.8M | 1.7% |
| 811111 | General Automotive Repair | 449 | $151.2M | $337K | 1.5% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 448 | $295.8M | $660K | 1.5% |
| 722511 | Full-Service Restaurants | 440 | $284.4M | $646K | 1.5% |
| 812112 | Beauty Salons | 406 | $72.7M | $179K | 1.4% |
Geographic Distribution
SBA lending activity for Readycap Lending, LLC by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 3,778 | $1.79B | 12.6% |
| Texas (TX) | 2,670 | $1.56B | 8.9% |
| Florida (FL) | 3,311 | $1.41B | 11.1% |
| New York (NY) | 1,782 | $789.7M | 6.0% |
| Arizona (AZ) | 1,205 | $688.5M | 4.0% |
| Washington (WA) | 844 | $658.5M | 2.8% |
| New Jersey (NJ) | 1,314 | $593.1M | 4.4% |
| Georgia (GA) | 1,265 | $563.2M | 4.2% |
| Colorado (CO) | 990 | $502.6M | 3.3% |
| Oregon (OR) | 693 | $454.8M | 2.3% |
| North Carolina (NC) | 961 | $454.5M | 3.2% |
| Virginia (VA) | 773 | $347.3M | 2.6% |
| Illinois (IL) | 850 | $328.5M | 2.8% |
| Ohio (OH) | 626 | $326.8M | 2.1% |
| Pennsylvania (PA) | 734 | $316.9M | 2.5% |
| Connecticut (CT) | 708 | $305.2M | 2.4% |
| Maryland (MD) | 528 | $230.7M | 1.8% |
| Michigan (MI) | 524 | $230.7M | 1.8% |
| Massachusetts (MA) | 572 | $230.6M | 1.9% |
| Missouri (MO) | 541 | $223.8M | 1.8% |
| Tennessee (TN) | 479 | $214.5M | 1.6% |
| South Carolina (SC) | 372 | $197.3M | 1.2% |
| Nevada (NV) | 426 | $180.7M | 1.4% |
| Indiana (IN) | 391 | $169.4M | 1.3% |
| Alabama (AL) | 343 | $168.6M | 1.1% |
| Minnesota (MN) | 374 | $140.6M | 1.3% |
| Kansas (KS) | 251 | $111.3M | 0.8% |
| Louisiana (LA) | 242 | $109.2M | 0.8% |
| Utah (UT) | 210 | $106.7M | 0.7% |
| Wisconsin (WI) | 250 | $91.8M | 0.8% |
| Oklahoma (OK) | 143 | $88.9M | 0.5% |
| New Mexico (NM) | 161 | $80.9M | 0.5% |
| New Hampshire (NH) | 149 | $78.3M | 0.5% |
| Mississippi (MS) | 149 | $70.7M | 0.5% |
| Arkansas (AR) | 124 | $70.6M | 0.4% |
| Idaho (ID) | 155 | $69.5M | 0.5% |
| Kentucky (KY) | 182 | $68.8M | 0.6% |
| Rhode Island (RI) | 130 | $49.9M | 0.4% |
| Iowa (IA) | 93 | $47.8M | 0.3% |
| District of Columbia (DC) | 85 | $39.9M | 0.3% |
| Montana (MT) | 84 | $33.1M | 0.3% |
| Nebraska (NE) | 76 | $32.8M | 0.3% |
| Alaska (AK) | 38 | $25.3M | 0.1% |
| Maine (ME) | 48 | $23.8M | 0.2% |
| West Virginia (WV) | 48 | $22.3M | 0.2% |
| Delaware (DE) | 56 | $20.6M | 0.2% |
| North Dakota (ND) | 19 | $18.0M | 0.1% |
| Wyoming (WY) | 36 | $17.1M | 0.1% |
| Vermont (VT) | 31 | $13.3M | 0.1% |
| South Dakota (SD) | 28 | $9.7M | 0.1% |
| Hawaii (HI) | 45 | $8.2M | 0.2% |
Why Choose Readycap Lending, LLC?
Based on SBA 7(a) lending track record from 1991-2026
- ✓Proven Track Record: 29,887 SBA loans approved, totaling $14.38B in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Child Care Services, Veterinary Services
- ✓Competitive Terms: Average interest rate of 11.02% with flexible term lengths averaging 153 months
- ✓Loan Range: Loan sizes from $56 to $5.0M, with an average of $481K
- ✓Nationwide Reach: Active lending in 51 states, with strong presence in CA, FL, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Readycap Lending, LLC SBA lending
What types of businesses does Readycap Lending, LLC typically finance?
Readycap Lending, LLC specializes in SBA 7(a) lending to specific industries including offices of dentists, child care services, veterinary services, fitness and recreational sports centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Readycap Lending, LLC's typical SBA loan terms?
Readycap Lending, LLC's SBA 7(a) loans typically feature an average interest rate of 11.02% and average term length of 153 months (approximately 13 years). Loan sizes range from $56 to $5.0M, with an average loan size of $481K.
Do I need a business valuation for a Readycap Lending, LLC SBA loan?
Yes, Readycap Lending, LLC typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Readycap Lending, LLC compare to other SBA lenders?
Readycap Lending, LLC has originated 29,887 SBA loans totaling $14.38B since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Readycap Lending, LLC lend in?
Readycap Lending, LLC provides SBA 7(a) financing with particularly strong presence in CA, FL, TX, NY, NJ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.