Zions Bank, A Division of
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Zions Bank, A Division of · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 780 | $174.8M | $224K | 2.5% |
| 811111 | General Automotive Repair | 523 | $101.6M | $194K | 1.7% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 447 | $105.1M | $235K | 1.5% |
| 541110 | Offices of Lawyers | 399 | $56.6M | $142K | 1.3% |
| 561730 | Landscaping Services | 347 | $37.9M | $109K | 1.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 337 | $49.1M | $146K | 1.1% |
| 621310 | Offices of Chiropractors | 336 | $38.3M | $114K | 1.1% |
| 812112 | Beauty Salons | 324 | $42.5M | $131K | 1.1% |
| 484110 | General Freight Trucking, Local | 308 | $34.2M | $111K | 1.0% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 293 | $35.0M | $119K | 1.0% |
Geographic Distribution
SBA lending activity for Zions Bank, A Division of by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 8,448 | $2.07B | 27.5% |
| Utah (UT) | 10,409 | $1.30B | 33.9% |
| Texas (TX) | 2,053 | $685.0M | 6.7% |
| Arizona (AZ) | 1,846 | $507.5M | 6.0% |
| Nevada (NV) | 1,545 | $420.0M | 5.0% |
| Colorado (CO) | 1,813 | $419.8M | 5.9% |
| Idaho (ID) | 2,989 | $383.5M | 9.7% |
| Florida (FL) | 550 | $127.3M | 1.8% |
| Washington (WA) | 228 | $59.2M | 0.7% |
| Oregon (OR) | 186 | $47.0M | 0.6% |
| Georgia (GA) | 180 | $43.7M | 0.6% |
| Missouri (MO) | 77 | $21.5M | 0.3% |
| Wyoming (WY) | 53 | $12.9M | 0.2% |
| New Mexico (NM) | 41 | $12.5M | 0.1% |
| Illinois (IL) | 26 | $10.6M | 0.1% |
| Mississippi (MS) | 17 | $7.8M | 0.1% |
| Tennessee (TN) | 15 | $6.8M | 0.0% |
| Montana (MT) | 24 | $6.4M | 0.1% |
| New Jersey (NJ) | 22 | $6.3M | 0.1% |
| North Carolina (NC) | 26 | $6.1M | 0.1% |
| Michigan (MI) | 31 | $5.9M | 0.1% |
| Ohio (OH) | 38 | $5.2M | 0.1% |
| South Carolina (SC) | 12 | $4.8M | 0.0% |
| Louisiana (LA) | 12 | $4.4M | 0.0% |
| District of Columbia (DC) | 1 | $4.4M | 0.0% |
| Massachusetts (MA) | 7 | $3.1M | 0.0% |
| Alabama (AL) | 11 | $2.9M | 0.0% |
| Arkansas (AR) | 4 | $2.2M | 0.0% |
| Kansas (KS) | 3 | $2.1M | 0.0% |
| New Hampshire (NH) | 5 | $2.0M | 0.0% |
| Oklahoma (OK) | 2 | $2.0M | 0.0% |
| Pennsylvania (PA) | 13 | $2.0M | 0.0% |
| Maryland (MD) | 3 | $1.7M | 0.0% |
| New York (NY) | 11 | $1.7M | 0.0% |
| Indiana (IN) | 6 | $1.1M | 0.0% |
| Alaska (AK) | 2 | $825K | 0.0% |
| Virginia (VA) | 3 | $765K | 0.0% |
| Nebraska (NE) | 3 | $624K | 0.0% |
| Vermont (VT) | 3 | $379K | 0.0% |
| South Dakota (SD) | 2 | $370K | 0.0% |
| Iowa (IA) | 1 | $350K | 0.0% |
| Maine (ME) | 2 | $285K | 0.0% |
| Minnesota (MN) | 4 | $243K | 0.0% |
| Rhode Island (RI) | 2 | $203K | 0.0% |
| Connecticut (CT) | 1 | $200K | 0.0% |
| Kentucky (KY) | 2 | $152K | 0.0% |
| North Dakota (ND) | 1 | $100K | 0.0% |
Why Choose Zions Bank, A Division of?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 30,733 SBA loans approved, totaling $6.20B in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, General Automotive Repair, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 7.68% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $2K to $5.0M, with an average of $202K
- ✓Nationwide Reach: Active lending in 47 states, with strong presence in UT, CA, ID
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Zions Bank, A Division of SBA lending
What types of businesses does Zions Bank, A Division of typically finance?
Zions Bank, A Division of specializes in SBA 7(a) lending to specific industries including offices of dentists, general automotive repair, offices of physicians (except mental health specialists), offices of lawyers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Zions Bank, A Division of's typical SBA loan terms?
Zions Bank, A Division of's SBA 7(a) loans typically feature an average interest rate of 7.68% and average term length of 110 months (approximately 9 years). Loan sizes range from $2K to $5.0M, with an average loan size of $202K.
Do I need a business valuation for a Zions Bank, A Division of SBA loan?
Yes, Zions Bank, A Division of typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Zions Bank, A Division of compare to other SBA lenders?
Zions Bank, A Division of has originated 30,733 SBA loans totaling $6.20B since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Zions Bank, A Division of lend in?
Zions Bank, A Division of provides SBA 7(a) financing with particularly strong presence in UT, CA, ID, TX, AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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