Wyoming Community Bank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Wyoming Community Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $2.6M | $160K | 13.3% |
| 444220 | Nursery and Garden Centers | 16 | $3.0M | $190K | 13.3% |
| 115210 | Support Activities for Animal Production | 16 | $2.0M | $122K | 13.3% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $1.2M | $149K | 6.7% |
| 238990 | All Other Specialty Trade Contractors | 8 | $1.5M | $191K | 6.7% |
| 541890 | Other Services Related to Advertising | 8 | $3.3M | $408K | 6.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $2.4M | $300K | 6.7% |
| 451110 | Sporting Goods Stores | 8 | $1.1M | $139K | 6.7% |
| 621210 | Offices of Dentists | 8 | $2.0M | $248K | 6.7% |
| 531312 | Nonresidential Property Managers | 8 | $960K | $120K | 6.7% |
Geographic Distribution
SBA lending activity for Wyoming Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wyoming (WY) | 120 | $26.0M | 100.0% |
Why Choose Wyoming Community Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 120 SBA loans approved, totaling $26.0M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Nursery and Garden Centers, Support Activities for Animal Production
- ✓Competitive Terms: Average interest rate of 5.35% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $44K to $500K, with an average of $217K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wyoming Community Bank SBA lending
What types of businesses does Wyoming Community Bank typically finance?
Wyoming Community Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, nursery and garden centers, support activities for animal production, pet care (except veterinary) services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wyoming Community Bank's typical SBA loan terms?
Wyoming Community Bank's SBA 7(a) loans typically feature an average interest rate of 5.35% and average term length of 100 months (approximately 8 years). Loan sizes range from $44K to $500K, with an average loan size of $217K.
Do I need a business valuation for a Wyoming Community Bank SBA loan?
Yes, Wyoming Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wyoming Community Bank compare to other SBA lenders?
Wyoming Community Bank has originated 120 SBA loans totaling $26.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wyoming Community Bank lend in?
Wyoming Community Bank provides SBA 7(a) financing with particularly strong presence in WY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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