Woodlands Community Lenders, Inc.
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Woodlands Community Lenders, Inc.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $1.4M | $85K | 22.2% |
| 445131 | Other | 16 | $1.4M | $85K | 22.2% |
| 611110 | Elementary and Secondary Schools | 8 | $400K | $50K | 11.1% |
| 812112 | Beauty Salons | 8 | $304K | $38K | 11.1% |
| 624410 | Child Day Care Services | 8 | $1.7M | $216K | 11.1% |
| 446120 | Cosmetics, Beauty Supplies, and Perfume Stores | 8 | $160K | $20K | 11.1% |
| 444140 | Other | 8 | $880K | $110K | 11.1% |
Geographic Distribution
SBA lending activity for Woodlands Community Lenders, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| West Virginia (WV) | 72 | $6.2M | 100.0% |
Why Choose Woodlands Community Lenders, Inc.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $6.2M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Other, Elementary and Secondary Schools
- ✓Competitive Terms: Average interest rate of 8.11% with flexible term lengths averaging 132 months
- ✓Loan Range: Loan sizes from $15K to $216K, with an average of $86K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Woodlands Community Lenders, Inc. SBA lending
What types of businesses does Woodlands Community Lenders, Inc. typically finance?
Woodlands Community Lenders, Inc. specializes in SBA 7(a) lending to specific industries including full-service restaurants, other, elementary and secondary schools, beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Woodlands Community Lenders, Inc.'s typical SBA loan terms?
Woodlands Community Lenders, Inc.'s SBA 7(a) loans typically feature an average interest rate of 8.11% and average term length of 132 months (approximately 11 years). Loan sizes range from $15K to $216K, with an average loan size of $86K.
Do I need a business valuation for a Woodlands Community Lenders, Inc. SBA loan?
Yes, Woodlands Community Lenders, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Woodlands Community Lenders, Inc. compare to other SBA lenders?
Woodlands Community Lenders, Inc. has originated 72 SBA loans totaling $6.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Woodlands Community Lenders, Inc. lend in?
Woodlands Community Lenders, Inc. provides SBA 7(a) financing with particularly strong presence in WV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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