WNB Financial, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by WNB Financial, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $8.8M | $547K | 40.0% |
| 811111 | General Automotive Repair | 8 | $7.6M | $945K | 20.0% |
| 621610 | Home Health Care Services | 8 | $4.9M | $607K | 20.0% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $1.6M | $197K | 20.0% |
Geographic Distribution
SBA lending activity for WNB Financial, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 32 | $19.5M | 80.0% |
| Minnesota (MN) | 8 | $3.3M | 20.0% |
Why Choose WNB Financial, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 40 SBA loans approved, totaling $22.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, General Automotive Repair, Home Health Care Services
- ✓Competitive Terms: Average interest rate of 5.56% with flexible term lengths averaging 158 months
- ✓Loan Range: Loan sizes from $197K to $945K, with an average of $569K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WI, MN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about WNB Financial, National Association SBA lending
What types of businesses does WNB Financial, National Association typically finance?
WNB Financial, National Association specializes in SBA 7(a) lending to specific industries including full-service restaurants, general automotive repair, home health care services, snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are WNB Financial, National Association's typical SBA loan terms?
WNB Financial, National Association's SBA 7(a) loans typically feature an average interest rate of 5.56% and average term length of 158 months (approximately 13 years). Loan sizes range from $197K to $945K, with an average loan size of $569K.
Do I need a business valuation for a WNB Financial, National Association SBA loan?
Yes, WNB Financial, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does WNB Financial, National Association compare to other SBA lenders?
WNB Financial, National Association has originated 40 SBA loans totaling $22.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does WNB Financial, National Association lend in?
WNB Financial, National Association provides SBA 7(a) financing with particularly strong presence in WI, MN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.