Wisconsin Bank & Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Wisconsin Bank & Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 2 | $540K | $270K | 5.4% |
| 321992 | Prefabricated Wood Building Manufacturing | 1 | $150K | $150K | 2.7% |
| 339920 | Sporting and Athletic Goods Manufacturing | 1 | $400K | $400K | 2.7% |
| 332313 | Plate Work Manufacturing | 1 | $1.1M | $1.1M | 2.7% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $103K | $103K | 2.7% |
| 482111 | Line-Haul Railroads | 1 | $1.3M | $1.3M | 2.7% |
| 115210 | Support Activities for Animal Production | 1 | $600K | $600K | 2.7% |
| 621491 | HMO Medical Centers | 1 | $250K | $250K | 2.7% |
| 484110 | General Freight Trucking, Local | 1 | $122K | $122K | 2.7% |
| 321918 | Other Millwork (including Flooring) | 1 | $60K | $60K | 2.7% |
Geographic Distribution
SBA lending activity for Wisconsin Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 21 | $10.5M | 56.8% |
| Michigan (MI) | 10 | $4.3M | 27.0% |
| Kansas (KS) | 1 | $1.0M | 2.7% |
| Illinois (IL) | 3 | $820K | 8.1% |
| Minnesota (MN) | 1 | $400K | 2.7% |
| Missouri (MO) | 1 | $120K | 2.7% |
Why Choose Wisconsin Bank & Trust?
Based on SBA 7(a) lending track record from 1999-2006
- ✓Proven Track Record: 37 SBA loans approved, totaling $17.2M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Prefabricated Wood Building Manufacturing, Sporting and Athletic Goods Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 125 months
- ✓Loan Range: Loan sizes from $41K to $2.0M, with an average of $465K
- ✓Nationwide Reach: Active lending in 6 states, with strong presence in WI, MI, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wisconsin Bank & Trust SBA lending
What types of businesses does Wisconsin Bank & Trust typically finance?
Wisconsin Bank & Trust specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, prefabricated wood building manufacturing, sporting and athletic goods manufacturing, plate work manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wisconsin Bank & Trust's typical SBA loan terms?
Wisconsin Bank & Trust's SBA 7(a) loans typically feature an average interest rate of — and average term length of 125 months (approximately 10 years). Loan sizes range from $41K to $2.0M, with an average loan size of $465K.
Do I need a business valuation for a Wisconsin Bank & Trust SBA loan?
Yes, Wisconsin Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wisconsin Bank & Trust compare to other SBA lenders?
Wisconsin Bank & Trust has originated 37 SBA loans totaling $17.2M since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wisconsin Bank & Trust lend in?
Wisconsin Bank & Trust provides SBA 7(a) financing with particularly strong presence in WI, MI, IL, KS, MN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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