Winter Hill Bank FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Winter Hill Bank FSB · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $201K | $201K | 50.0% |
| 524210 | Insurance Agencies and Brokerages | 1 | $168K | $168K | 50.0% |
Geographic Distribution
SBA lending activity for Winter Hill Bank FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Massachusetts (MA) | 2 | $369K | 100.0% |
Why Choose Winter Hill Bank FSB?
Based on SBA 7(a) lending track record from 1999-2002
- ✓Proven Track Record: 2 SBA loans approved, totaling $369K in financing
- ✓Industry Expertise: Specialized focus on Coin-Operated Laundries and Drycleaners, Insurance Agencies and Brokerages
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 68 months
- ✓Loan Range: Loan sizes from $168K to $201K, with an average of $185K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Winter Hill Bank FSB SBA lending
What types of businesses does Winter Hill Bank FSB typically finance?
Winter Hill Bank FSB specializes in SBA 7(a) lending to specific industries including coin-operated laundries and drycleaners, insurance agencies and brokerages. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Winter Hill Bank FSB's typical SBA loan terms?
Winter Hill Bank FSB's SBA 7(a) loans typically feature an average interest rate of — and average term length of 68 months (approximately 6 years). Loan sizes range from $168K to $201K, with an average loan size of $185K.
Do I need a business valuation for a Winter Hill Bank FSB SBA loan?
Yes, Winter Hill Bank FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Winter Hill Bank FSB compare to other SBA lenders?
Winter Hill Bank FSB has originated 2 SBA loans totaling $369K since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Winter Hill Bank FSB lend in?
Winter Hill Bank FSB provides SBA 7(a) financing with particularly strong presence in MA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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