Willamette Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Willamette Valley Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 312120 | Breweries | 1 | $260K | $260K | 50.0% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 1 | $459K | $459K | 50.0% |
Geographic Distribution
SBA lending activity for Willamette Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 2 | $719K | 100.0% |
Why Choose Willamette Valley Bank?
Based on SBA 7(a) lending track record from 2014-2014
- ✓Proven Track Record: 2 SBA loans approved, totaling $719K in financing
- ✓Industry Expertise: Specialized focus on Breweries, Offices of All Other Miscellaneous Health Practitioners
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 195 months
- ✓Loan Range: Loan sizes from $260K to $459K, with an average of $360K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Willamette Valley Bank SBA lending
What types of businesses does Willamette Valley Bank typically finance?
Willamette Valley Bank specializes in SBA 7(a) lending to specific industries including breweries, offices of all other miscellaneous health practitioners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Willamette Valley Bank's typical SBA loan terms?
Willamette Valley Bank's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 195 months (approximately 16 years). Loan sizes range from $260K to $459K, with an average loan size of $360K.
Do I need a business valuation for a Willamette Valley Bank SBA loan?
Yes, Willamette Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Willamette Valley Bank compare to other SBA lenders?
Willamette Valley Bank has originated 2 SBA loans totaling $719K since 2014. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Willamette Valley Bank lend in?
Willamette Valley Bank provides SBA 7(a) financing with particularly strong presence in OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.