Whitefish CU Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Whitefish CU Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541430 | Graphic Design Services | 1 | $95K | $95K | 12.5% |
Geographic Distribution
SBA lending activity for Whitefish CU Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 8 | $656K | 100.0% |
Why Choose Whitefish CU Association?
Based on SBA 7(a) lending track record from 1995-1997
- ✓Proven Track Record: 8 SBA loans approved, totaling $656K in financing
- ✓Industry Expertise: Specialized focus on Graphic Design Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 101 months
- ✓Loan Range: Loan sizes from $50K to $100K, with an average of $82K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Whitefish CU Association SBA lending
What types of businesses does Whitefish CU Association typically finance?
Whitefish CU Association specializes in SBA 7(a) lending to specific industries including graphic design services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Whitefish CU Association's typical SBA loan terms?
Whitefish CU Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 101 months (approximately 8 years). Loan sizes range from $50K to $100K, with an average loan size of $82K.
Do I need a business valuation for a Whitefish CU Association SBA loan?
Yes, Whitefish CU Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Whitefish CU Association compare to other SBA lenders?
Whitefish CU Association has originated 8 SBA loans totaling $656K since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Whitefish CU Association lend in?
Whitefish CU Association provides SBA 7(a) financing with particularly strong presence in MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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