West Coast Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by West Coast Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 339920 | Sporting and Athletic Goods Manufacturing | 4 | $650K | $163K | 12.9% |
| 621210 | Offices of Dentists | 2 | $529K | $264K | 6.5% |
| 321991 | Manufactured Home (Mobile Home) Manufacturing | 1 | $85K | $85K | 3.2% |
| 111219 | Other Vegetable (except Potato) and Melon Farming | 1 | $358K | $358K | 3.2% |
| 541940 | Veterinary Services | 1 | $60K | $60K | 3.2% |
| 713910 | Golf Courses and Country Clubs | 1 | $700K | $700K | 3.2% |
| 115310 | Support Activities for Forestry | 1 | $22K | $22K | 3.2% |
| 541512 | Computer Systems Design Services | 1 | $100K | $100K | 3.2% |
| 561730 | Landscaping Services | 1 | $225K | $225K | 3.2% |
| 811111 | General Automotive Repair | 1 | $128K | $128K | 3.2% |
Geographic Distribution
SBA lending activity for West Coast Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 30 | $5.5M | 96.8% |
| Washington (WA) | 1 | $700K | 3.2% |
Why Choose West Coast Bank?
Based on SBA 7(a) lending track record from 1991-2000
- ✓Proven Track Record: 31 SBA loans approved, totaling $6.2M in financing
- ✓Industry Expertise: Specialized focus on Sporting and Athletic Goods Manufacturing, Offices of Dentists, Manufactured Home (Mobile Home) Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 112 months
- ✓Loan Range: Loan sizes from $21K to $900K, with an average of $200K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in OR, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about West Coast Bank SBA lending
What types of businesses does West Coast Bank typically finance?
West Coast Bank specializes in SBA 7(a) lending to specific industries including sporting and athletic goods manufacturing, offices of dentists, manufactured home (mobile home) manufacturing, other vegetable (except potato) and melon farming. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are West Coast Bank's typical SBA loan terms?
West Coast Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 112 months (approximately 9 years). Loan sizes range from $21K to $900K, with an average loan size of $200K.
Do I need a business valuation for a West Coast Bank SBA loan?
Yes, West Coast Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does West Coast Bank compare to other SBA lenders?
West Coast Bank has originated 31 SBA loans totaling $6.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does West Coast Bank lend in?
West Coast Bank provides SBA 7(a) financing with particularly strong presence in OR, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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