Wallis Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Wallis Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 206 | $504.3M | $2.4M | 15.1% |
| 457110 | Gasoline Stations with Convenience Stores | 98 | $198.3M | $2.0M | 7.2% |
| 722513 | Limited-Service Restaurants | 64 | $39.1M | $611K | 4.7% |
| 722511 | Full-Service Restaurants | 48 | $34.7M | $722K | 3.5% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 30 | $8.7M | $290K | 2.2% |
| 624410 | Child Care Services | 27 | $17.4M | $645K | 2.0% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 16 | $17.8M | $1.1M | 1.2% |
| 445320 | Beer, Wine, and Liquor Retailers | 14 | $8.0M | $573K | 1.0% |
| 812310 | Coin-Operated Laundries and Drycleaners | 14 | $9.3M | $667K | 1.0% |
| 423940 | Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers | 13 | $12.1M | $927K | 1.0% |
Geographic Distribution
SBA lending activity for Wallis Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 1,139 | $1.38B | 83.6% |
| California (CA) | 103 | $98.0M | 7.6% |
| Georgia (GA) | 49 | $65.5M | 3.6% |
| Louisiana (LA) | 6 | $15.1M | 0.4% |
| Arizona (AZ) | 8 | $12.8M | 0.6% |
| South Carolina (SC) | 6 | $11.9M | 0.4% |
| New Mexico (NM) | 3 | $11.3M | 0.2% |
| Alabama (AL) | 7 | $11.2M | 0.5% |
| North Dakota (ND) | 11 | $8.8M | 0.8% |
| Montana (MT) | 9 | $8.5M | 0.7% |
| Florida (FL) | 3 | $5.9M | 0.2% |
| Kansas (KS) | 1 | $5.0M | 0.1% |
| Arkansas (AR) | 5 | $5.0M | 0.4% |
| Colorado (CO) | 1 | $5.0M | 0.1% |
| Mississippi (MS) | 2 | $3.5M | 0.1% |
| North Carolina (NC) | 2 | $2.9M | 0.1% |
| Oklahoma (OK) | 1 | $2.9M | 0.1% |
| New York (NY) | 1 | $2.7M | 0.1% |
| Tennessee (TN) | 1 | $2.2M | 0.1% |
| Minnesota (MN) | 1 | $1.4M | 0.1% |
| Kentucky (KY) | 1 | $1.1M | 0.1% |
| Washington (WA) | 1 | $791K | 0.1% |
| Hawaii (HI) | 1 | $400K | 0.1% |
| Illinois (IL) | 1 | $350K | 0.1% |
Why Choose Wallis Bank?
Based on SBA 7(a) lending track record from 1994-2025
- ✓Proven Track Record: 1,363 SBA loans approved, totaling $1.66B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Gasoline Stations with Convenience Stores, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.70% with flexible term lengths averaging 217 months
- ✓Loan Range: Loan sizes from $12K to $5.0M, with an average of $1.2M
- ✓Nationwide Reach: Active lending in 24 states, with strong presence in TX, CA, GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wallis Bank SBA lending
What types of businesses does Wallis Bank typically finance?
Wallis Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, gasoline stations with convenience stores, limited-service restaurants, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wallis Bank's typical SBA loan terms?
Wallis Bank's SBA 7(a) loans typically feature an average interest rate of 6.70% and average term length of 217 months (approximately 18 years). Loan sizes range from $12K to $5.0M, with an average loan size of $1.2M.
Do I need a business valuation for a Wallis Bank SBA loan?
Yes, Wallis Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wallis Bank compare to other SBA lenders?
Wallis Bank has originated 1,363 SBA loans totaling $1.66B since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wallis Bank lend in?
Wallis Bank provides SBA 7(a) financing with particularly strong presence in TX, CA, GA, ND, MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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