VisionBank of Iowa
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by VisionBank of Iowa
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $10.3M | $642K | 22.2% |
| 722513 | Limited-Service Restaurants | 16 | $3.8M | $238K | 22.2% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $22.5M | $2.8M | 11.1% |
| 445291 | Baked Goods Stores | 8 | $2.0M | $250K | 11.1% |
| 624410 | Child Day Care Services | 8 | $10.1M | $1.3M | 11.1% |
| 541940 | Veterinary Services | 8 | $2.8M | $348K | 11.1% |
| 722410 | Drinking Places (Alcoholic Beverages) | 8 | $576K | $72K | 11.1% |
Geographic Distribution
SBA lending activity for VisionBank of Iowa by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 72 | $52.1M | 100.0% |
Why Choose VisionBank of Iowa?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $52.1M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Pet Care (except Veterinary) Services
- ✓Competitive Terms: Average interest rate of 7.92% with flexible term lengths averaging 157 months
- ✓Loan Range: Loan sizes from $72K to $2.8M, with an average of $723K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in IA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about VisionBank of Iowa SBA lending
What types of businesses does VisionBank of Iowa typically finance?
VisionBank of Iowa specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, pet care (except veterinary) services, baked goods stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are VisionBank of Iowa's typical SBA loan terms?
VisionBank of Iowa's SBA 7(a) loans typically feature an average interest rate of 7.92% and average term length of 157 months (approximately 13 years). Loan sizes range from $72K to $2.8M, with an average loan size of $723K.
Do I need a business valuation for a VisionBank of Iowa SBA loan?
Yes, VisionBank of Iowa typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does VisionBank of Iowa compare to other SBA lenders?
VisionBank of Iowa has originated 72 SBA loans totaling $52.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does VisionBank of Iowa lend in?
VisionBank of Iowa provides SBA 7(a) financing with particularly strong presence in IA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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