Vermont 504 Corporation
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Vermont 504 Corporation
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541330 | Engineering Services | 16 | $1.3M | $83K | 4.8% |
| 621210 | Offices of Dentists | 16 | $3.2M | $200K | 4.8% |
| 621310 | Offices of Chiropractors | 16 | $1.9M | $118K | 4.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 16 | $2.4M | $150K | 4.8% |
| 721199 | All Other Traveler Accommodation | 16 | $2.8M | $175K | 4.8% |
| 452319 | Other | 16 | $2.6M | $160K | 4.8% |
| 311812 | Commercial Bakeries | 16 | $2.3M | $141K | 4.8% |
| 312130 | Wineries | 16 | $2.1M | $128K | 4.8% |
| 312120 | Breweries | 8 | $2.0M | $250K | 2.4% |
| 316210 | Footwear Manufacturing | 8 | $600K | $75K | 2.4% |
Geographic Distribution
SBA lending activity for Vermont 504 Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Vermont (VT) | 328 | $43.4M | 97.6% |
| Massachusetts (MA) | 8 | $1.2M | 2.4% |
Why Choose Vermont 504 Corporation?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 336 SBA loans approved, totaling $44.6M in financing
- ✓Industry Expertise: Specialized focus on Engineering Services, Offices of Dentists, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 4.76% with flexible term lengths averaging 101 months
- ✓Loan Range: Loan sizes from $20K to $350K, with an average of $133K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in VT, MA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Vermont 504 Corporation SBA lending
What types of businesses does Vermont 504 Corporation typically finance?
Vermont 504 Corporation specializes in SBA 7(a) lending to specific industries including engineering services, offices of dentists, offices of chiropractors, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Vermont 504 Corporation's typical SBA loan terms?
Vermont 504 Corporation's SBA 7(a) loans typically feature an average interest rate of 4.76% and average term length of 101 months (approximately 8 years). Loan sizes range from $20K to $350K, with an average loan size of $133K.
Do I need a business valuation for a Vermont 504 Corporation SBA loan?
Yes, Vermont 504 Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Vermont 504 Corporation compare to other SBA lenders?
Vermont 504 Corporation has originated 336 SBA loans totaling $44.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Vermont 504 Corporation lend in?
Vermont 504 Corporation provides SBA 7(a) financing with particularly strong presence in VT, MA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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