Vantage West Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Vantage West Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 3 | $909K | $303K | 5.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 | $100K | $33K | 5.9% |
| 611110 | Elementary and Secondary Schools | 3 | $421K | $140K | 5.9% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 3 | $3.7M | $1.2M | 5.9% |
| 811111 | General Automotive Repair | 3 | $467K | $156K | 5.9% |
| 541370 | Surveying and Mapping (except Geophysical) Services | 2 | $150K | $75K | 3.9% |
| 541611 | Administrative Management and General Management Consulting Services | 2 | $200K | $100K | 3.9% |
| 492210 | Local Messengers and Local Delivery | 1 | $50K | $50K | 2.0% |
| 238990 | All Other Specialty Trade Contractors | 1 | $33K | $33K | 2.0% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $39K | $39K | 2.0% |
Geographic Distribution
SBA lending activity for Vantage West Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 51 | $8.4M | 100.0% |
Why Choose Vantage West Credit Union?
Based on SBA 7(a) lending track record from 2006-2011
- ✓Proven Track Record: 51 SBA loans approved, totaling $8.4M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Plumbing, Heating, and Air-Conditioning Contractors, Elementary and Secondary Schools
- ✓Competitive Terms: Average interest rate of 6.44% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $10K to $2.0M, with an average of $165K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Vantage West Credit Union SBA lending
What types of businesses does Vantage West Credit Union typically finance?
Vantage West Credit Union specializes in SBA 7(a) lending to specific industries including child care services, plumbing, heating, and air-conditioning contractors, elementary and secondary schools, lessors of nonresidential buildings (except miniwarehouses). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Vantage West Credit Union's typical SBA loan terms?
Vantage West Credit Union's SBA 7(a) loans typically feature an average interest rate of 6.44% and average term length of 100 months (approximately 8 years). Loan sizes range from $10K to $2.0M, with an average loan size of $165K.
Do I need a business valuation for a Vantage West Credit Union SBA loan?
Yes, Vantage West Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Vantage West Credit Union compare to other SBA lenders?
Vantage West Credit Union has originated 51 SBA loans totaling $8.4M since 2006. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Vantage West Credit Union lend in?
Vantage West Credit Union provides SBA 7(a) financing with particularly strong presence in AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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