Vantage Bank Texas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Vantage Bank Texas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 40 | $27.4M | $684K | 55.6% |
| 812111 | Barber Shops | 8 | $1.3M | $161K | 11.1% |
| 493120 | Refrigerated Warehousing and Storage | 8 | $7.3M | $910K | 11.1% |
| 311941 | Mayonnaise, Dressing, and Other Prepared Sauce Manufacturing | 8 | $9.3M | $1.2M | 11.1% |
| 621210 | Offices of Dentists | 8 | $2.6M | $319K | 11.1% |
Geographic Distribution
SBA lending activity for Vantage Bank Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 72 | $47.8M | 100.0% |
Why Choose Vantage Bank Texas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $47.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Barber Shops, Refrigerated Warehousing and Storage
- ✓Competitive Terms: Average interest rate of 6.25% with flexible term lengths averaging 149 months
- ✓Loan Range: Loan sizes from $154K to $1.6M, with an average of $664K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Vantage Bank Texas SBA lending
What types of businesses does Vantage Bank Texas typically finance?
Vantage Bank Texas specializes in SBA 7(a) lending to specific industries including full-service restaurants, barber shops, refrigerated warehousing and storage, mayonnaise, dressing, and other prepared sauce manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Vantage Bank Texas's typical SBA loan terms?
Vantage Bank Texas's SBA 7(a) loans typically feature an average interest rate of 6.25% and average term length of 149 months (approximately 12 years). Loan sizes range from $154K to $1.6M, with an average loan size of $664K.
Do I need a business valuation for a Vantage Bank Texas SBA loan?
Yes, Vantage Bank Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Vantage Bank Texas compare to other SBA lenders?
Vantage Bank Texas has originated 72 SBA loans totaling $47.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Vantage Bank Texas lend in?
Vantage Bank Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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