ValueBank Texas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by ValueBank Texas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 562219 | Other Nonhazardous Waste Treatment and Disposal | 8 | $787K | $98K | 100.0% |
Geographic Distribution
SBA lending activity for ValueBank Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 8 | $787K | 100.0% |
Why Choose ValueBank Texas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $787K in financing
- ✓Industry Expertise: Specialized focus on Other Nonhazardous Waste Treatment and Disposal
- ✓Competitive Terms: Average interest rate of 10.00% with flexible term lengths averaging 180 months
- ✓Loan Range: Loan sizes from $98K to $98K, with an average of $98K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about ValueBank Texas SBA lending
What types of businesses does ValueBank Texas typically finance?
ValueBank Texas specializes in SBA 7(a) lending to specific industries including other nonhazardous waste treatment and disposal. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are ValueBank Texas's typical SBA loan terms?
ValueBank Texas's SBA 7(a) loans typically feature an average interest rate of 10.00% and average term length of 180 months (approximately 15 years). Loan sizes range from $98K to $98K, with an average loan size of $98K.
Do I need a business valuation for a ValueBank Texas SBA loan?
Yes, ValueBank Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does ValueBank Texas compare to other SBA lenders?
ValueBank Texas has originated 8 SBA loans totaling $787K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does ValueBank Texas lend in?
ValueBank Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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