ValueBank Texas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by ValueBank Texas · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541110 | Offices of Lawyers | 9 | $3.0M | $336K | 4.9% |
| 238990 | All Other Specialty Trade Contractors | 7 | $706K | $101K | 3.8% |
| 811111 | General Automotive Repair | 5 | $1.5M | $299K | 2.7% |
| 624410 | Child Care Services | 4 | $640K | $160K | 2.2% |
| 721110 | Hotels (except Casino Hotels) and Motels | 4 | $1.5M | $374K | 2.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 4 | $585K | $146K | 2.2% |
| 484110 | General Freight Trucking, Local | 3 | $136K | $45K | 1.6% |
| 812310 | Coin-Operated Laundries and Drycleaners | 3 | $78K | $26K | 1.6% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 3 | $834K | $278K | 1.6% |
| 441222 | Boat Dealers | 3 | $480K | $160K | 1.6% |
Geographic Distribution
SBA lending activity for ValueBank Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 183 | $45.3M | 100.0% |
Why Choose ValueBank Texas?
Based on SBA 7(a) lending track record from 1991-2023
- ✓Proven Track Record: 183 SBA loans approved, totaling $45.3M in financing
- ✓Industry Expertise: Specialized focus on Offices of Lawyers, All Other Specialty Trade Contractors, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 137 months
- ✓Loan Range: Loan sizes from $10K to $2.0M, with an average of $247K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about ValueBank Texas SBA lending
What types of businesses does ValueBank Texas typically finance?
ValueBank Texas specializes in SBA 7(a) lending to specific industries including offices of lawyers, all other specialty trade contractors, general automotive repair, child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are ValueBank Texas's typical SBA loan terms?
ValueBank Texas's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 137 months (approximately 11 years). Loan sizes range from $10K to $2.0M, with an average loan size of $247K.
Do I need a business valuation for a ValueBank Texas SBA loan?
Yes, ValueBank Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does ValueBank Texas compare to other SBA lenders?
ValueBank Texas has originated 183 SBA loans totaling $45.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does ValueBank Texas lend in?
ValueBank Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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