Urban Partnership Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Urban Partnership Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 9 | $2.5M | $273K | 4.6% |
| 811111 | General Automotive Repair | 5 | $354K | $71K | 2.6% |
| 722410 | Drinking Places (Alcoholic Beverages) | 4 | $453K | $113K | 2.0% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 3 | $251K | $84K | 1.5% |
| 445291 | Baked Goods Retailers | 2 | $275K | $137K | 1.0% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $22K | $22K | 0.5% |
| 238140 | Masonry Contractors | 1 | $110K | $110K | 0.5% |
| 811192 | Car Washes | 1 | $46K | $46K | 0.5% |
| 491110 | Postal Service | 1 | $48K | $48K | 0.5% |
| 322299 | All Other Converted Paper Product Manufacturing | 1 | $85K | $85K | 0.5% |
Geographic Distribution
SBA lending activity for Urban Partnership Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 156 | $18.9M | 79.6% |
| Ohio (OH) | 39 | $9.1M | 19.9% |
| West Virginia (WV) | 1 | $50K | 0.5% |
Why Choose Urban Partnership Bank?
Based on SBA 7(a) lending track record from 1991-2005
- ✓Proven Track Record: 196 SBA loans approved, totaling $28.1M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, General Automotive Repair, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 93 months
- ✓Loan Range: Loan sizes from $10K to $1.6M, with an average of $143K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in IL, OH, WV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Urban Partnership Bank SBA lending
What types of businesses does Urban Partnership Bank typically finance?
Urban Partnership Bank specializes in SBA 7(a) lending to specific industries including child care services, general automotive repair, drinking places (alcoholic beverages), drycleaning and laundry services (except coin-operated). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Urban Partnership Bank's typical SBA loan terms?
Urban Partnership Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 93 months (approximately 8 years). Loan sizes range from $10K to $1.6M, with an average loan size of $143K.
Do I need a business valuation for a Urban Partnership Bank SBA loan?
Yes, Urban Partnership Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Urban Partnership Bank compare to other SBA lenders?
Urban Partnership Bank has originated 196 SBA loans totaling $28.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Urban Partnership Bank lend in?
Urban Partnership Bank provides SBA 7(a) financing with particularly strong presence in IL, OH, WV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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