University Financial Corp GBC d/b/a Sunrise Banks
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by University Financial Corp GBC d/b/a Sunrise Banks · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541940 | Veterinary Services | 4 | $1.3M | $328K | 9.8% |
| 811192 | Car Washes | 2 | $547K | $273K | 4.9% |
| 812310 | Coin-Operated Laundries and Drycleaners | 2 | $338K | $169K | 4.9% |
| 623110 | Nursing Care Facilities (Skilled Nursing Facilities) | 1 | $428K | $428K | 2.4% |
| 812921 | Photofinishing Laboratories (except One-Hour) | 1 | $423K | $423K | 2.4% |
| 713990 | All Other Amusement and Recreation Industries | 1 | $144K | $144K | 2.4% |
| 541513 | Computer Facilities Management Services | 1 | $150K | $150K | 2.4% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $245K | $245K | 2.4% |
| 339920 | Sporting and Athletic Goods Manufacturing | 1 | $68K | $68K | 2.4% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $96K | $96K | 2.4% |
Geographic Distribution
SBA lending activity for University Financial Corp GBC d/b/a Sunrise Banks by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 41 | $10.1M | 100.0% |
Why Choose University Financial Corp GBC d/b/a Sunrise Banks?
Based on SBA 7(a) lending track record from 1999-2001
- ✓Proven Track Record: 41 SBA loans approved, totaling $10.1M in financing
- ✓Industry Expertise: Specialized focus on Veterinary Services, Car Washes, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 138 months
- ✓Loan Range: Loan sizes from $26K to $1.0M, with an average of $247K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about University Financial Corp GBC d/b/a Sunrise Banks SBA lending
What types of businesses does University Financial Corp GBC d/b/a Sunrise Banks typically finance?
University Financial Corp GBC d/b/a Sunrise Banks specializes in SBA 7(a) lending to specific industries including veterinary services, car washes, coin-operated laundries and drycleaners, nursing care facilities (skilled nursing facilities). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are University Financial Corp GBC d/b/a Sunrise Banks's typical SBA loan terms?
University Financial Corp GBC d/b/a Sunrise Banks's SBA 7(a) loans typically feature an average interest rate of — and average term length of 138 months (approximately 12 years). Loan sizes range from $26K to $1.0M, with an average loan size of $247K.
Do I need a business valuation for a University Financial Corp GBC d/b/a Sunrise Banks SBA loan?
Yes, University Financial Corp GBC d/b/a Sunrise Banks typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does University Financial Corp GBC d/b/a Sunrise Banks compare to other SBA lenders?
University Financial Corp GBC d/b/a Sunrise Banks has originated 41 SBA loans totaling $10.1M since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does University Financial Corp GBC d/b/a Sunrise Banks lend in?
University Financial Corp GBC d/b/a Sunrise Banks provides SBA 7(a) financing with particularly strong presence in MN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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