United Western Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by United Western Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 16 | $12.9M | $807K | 5.4% |
| 541940 | Veterinary Services | 10 | $6.5M | $650K | 3.4% |
| 713940 | Fitness and Recreational Sports Centers | 7 | $2.0M | $284K | 2.4% |
| 811111 | General Automotive Repair | 7 | $2.2M | $317K | 2.4% |
| 713950 | Bowling Centers | 6 | $3.1M | $520K | 2.0% |
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $3.5M | $695K | 1.7% |
| 621210 | Offices of Dentists | 4 | $2.7M | $683K | 1.3% |
| 811192 | Car Washes | 4 | $2.4M | $595K | 1.3% |
| 812310 | Coin-Operated Laundries and Drycleaners | 4 | $3.2M | $808K | 1.3% |
| 624410 | Child Care Services | 3 | $1.2M | $401K | 1.0% |
Geographic Distribution
SBA lending activity for United Western Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 172 | $81.4M | 57.9% |
| Texas (TX) | 35 | $18.2M | 11.8% |
| Oregon (OR) | 16 | $7.5M | 5.4% |
| Washington (WA) | 12 | $6.6M | 4.0% |
| Utah (UT) | 16 | $6.0M | 5.4% |
| Florida (FL) | 6 | $5.0M | 2.0% |
| New Mexico (NM) | 8 | $4.3M | 2.7% |
| Idaho (ID) | 7 | $3.0M | 2.4% |
| California (CA) | 7 | $3.0M | 2.4% |
| Wisconsin (WI) | 1 | $1.5M | 0.3% |
| New York (NY) | 1 | $1.3M | 0.3% |
| Arizona (AZ) | 4 | $1.2M | 1.3% |
| Ohio (OH) | 2 | $981K | 0.7% |
| Georgia (GA) | 1 | $912K | 0.3% |
| Hawaii (HI) | 1 | $494K | 0.3% |
| South Carolina (SC) | 1 | $363K | 0.3% |
| Minnesota (MN) | 1 | $352K | 0.3% |
| Michigan (MI) | 1 | $330K | 0.3% |
| Kentucky (KY) | 1 | $300K | 0.3% |
| Virginia (VA) | 1 | $283K | 0.3% |
| Massachusetts (MA) | 1 | $150K | 0.3% |
| Nebraska (NE) | 1 | $150K | 0.3% |
| Montana (MT) | 1 | $126K | 0.3% |
Why Choose United Western Bank?
Based on SBA 7(a) lending track record from 1992-2011
- ✓Proven Track Record: 297 SBA loans approved, totaling $143.4M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Veterinary Services, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 184 months
- ✓Loan Range: Loan sizes from $46K to $2.0M, with an average of $483K
- ✓Nationwide Reach: Active lending in 23 states, with strong presence in CO, TX, UT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about United Western Bank SBA lending
What types of businesses does United Western Bank typically finance?
United Western Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, veterinary services, fitness and recreational sports centers, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are United Western Bank's typical SBA loan terms?
United Western Bank's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 184 months (approximately 15 years). Loan sizes range from $46K to $2.0M, with an average loan size of $483K.
Do I need a business valuation for a United Western Bank SBA loan?
Yes, United Western Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does United Western Bank compare to other SBA lenders?
United Western Bank has originated 297 SBA loans totaling $143.4M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does United Western Bank lend in?
United Western Bank provides SBA 7(a) financing with particularly strong presence in CO, TX, UT, OR, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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