UMB Bank & Trust, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by UMB Bank & Trust, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561320 | Temporary Help Services | 2 | $550K | $275K | 9.1% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 1 | $1.0M | $1.0M | 4.5% |
| 332313 | Plate Work Manufacturing | 1 | $510K | $510K | 4.5% |
| 336214 | Travel Trailer and Camper Manufacturing | 1 | $150K | $150K | 4.5% |
Geographic Distribution
SBA lending activity for UMB Bank & Trust, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 20 | $3.6M | 90.9% |
| Kansas (KS) | 2 | $660K | 9.1% |
Why Choose UMB Bank & Trust, National Association?
Based on SBA 7(a) lending track record from 1991-2009
- ✓Proven Track Record: 22 SBA loans approved, totaling $4.2M in financing
- ✓Industry Expertise: Specialized focus on Temporary Help Services, Electrical Contractors and Other Wiring Installation Contractors, Plate Work Manufacturing
- ✓Competitive Terms: Average interest rate of 5.00% with flexible term lengths averaging 73 months
- ✓Loan Range: Loan sizes from $12K to $1.0M, with an average of $193K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about UMB Bank & Trust, National Association SBA lending
What types of businesses does UMB Bank & Trust, National Association typically finance?
UMB Bank & Trust, National Association specializes in SBA 7(a) lending to specific industries including temporary help services, electrical contractors and other wiring installation contractors, plate work manufacturing, travel trailer and camper manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are UMB Bank & Trust, National Association's typical SBA loan terms?
UMB Bank & Trust, National Association's SBA 7(a) loans typically feature an average interest rate of 5.00% and average term length of 73 months (approximately 6 years). Loan sizes range from $12K to $1.0M, with an average loan size of $193K.
Do I need a business valuation for a UMB Bank & Trust, National Association SBA loan?
Yes, UMB Bank & Trust, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does UMB Bank & Trust, National Association compare to other SBA lenders?
UMB Bank & Trust, National Association has originated 22 SBA loans totaling $4.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does UMB Bank & Trust, National Association lend in?
UMB Bank & Trust, National Association provides SBA 7(a) financing with particularly strong presence in MO, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.