UMB Bank of St. Louis, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by UMB Bank of St. Louis, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for UMB Bank of St. Louis, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 3 | $240K | 60.0% |
| Missouri (MO) | 2 | $70K | 40.0% |
Why Choose UMB Bank of St. Louis, National Association?
Based on SBA 7(a) lending track record from 1992-1998
- ✓Proven Track Record: 5 SBA loans approved, totaling $310K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $35K to $155K, with an average of $62K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IL, MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about UMB Bank of St. Louis, National Association SBA lending
What types of businesses does UMB Bank of St. Louis, National Association typically finance?
UMB Bank of St. Louis, National Association specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are UMB Bank of St. Louis, National Association's typical SBA loan terms?
UMB Bank of St. Louis, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 84 months (approximately 7 years). Loan sizes range from $35K to $155K, with an average loan size of $62K.
Do I need a business valuation for a UMB Bank of St. Louis, National Association SBA loan?
Yes, UMB Bank of St. Louis, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does UMB Bank of St. Louis, National Association compare to other SBA lenders?
UMB Bank of St. Louis, National Association has originated 5 SBA loans totaling $310K since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does UMB Bank of St. Louis, National Association lend in?
UMB Bank of St. Louis, National Association provides SBA 7(a) financing with particularly strong presence in IL, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.