Twin River Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Twin River Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 332994 | Small Arms, Ordnance, and Ordnance Accessories Manufacturing | 3 | $279K | $93K | 8.6% |
| 621210 | Offices of Dentists | 2 | $477K | $238K | 5.7% |
| 541511 | Custom Computer Programming Services | 1 | $105K | $105K | 2.9% |
| 561990 | All Other Support Services | 1 | $150K | $150K | 2.9% |
| 623990 | Other Residential Care Facilities | 1 | $150K | $150K | 2.9% |
| 313230 | Nonwoven Fabric Mills | 1 | $25K | $25K | 2.9% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $115K | $115K | 2.9% |
| 339950 | Sign Manufacturing | 1 | $232K | $232K | 2.9% |
| 113310 | Logging | 1 | $230K | $230K | 2.9% |
| 624410 | Child Care Services | 1 | $54K | $54K | 2.9% |
Geographic Distribution
SBA lending activity for Twin River Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Idaho (ID) | 22 | $3.7M | 62.9% |
| Washington (WA) | 13 | $1.6M | 37.1% |
Why Choose Twin River Bank?
Based on SBA 7(a) lending track record from 1991-2014
- ✓Proven Track Record: 35 SBA loans approved, totaling $5.3M in financing
- ✓Industry Expertise: Specialized focus on Small Arms, Ordnance, and Ordnance Accessories Manufacturing, Offices of Dentists, Custom Computer Programming Services
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $15K to $450K, with an average of $151K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in ID, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Twin River Bank SBA lending
What types of businesses does Twin River Bank typically finance?
Twin River Bank specializes in SBA 7(a) lending to specific industries including small arms, ordnance, and ordnance accessories manufacturing, offices of dentists, custom computer programming services, all other support services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Twin River Bank's typical SBA loan terms?
Twin River Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 95 months (approximately 8 years). Loan sizes range from $15K to $450K, with an average loan size of $151K.
Do I need a business valuation for a Twin River Bank SBA loan?
Yes, Twin River Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Twin River Bank compare to other SBA lenders?
Twin River Bank has originated 35 SBA loans totaling $5.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Twin River Bank lend in?
Twin River Bank provides SBA 7(a) financing with particularly strong presence in ID, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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