Tustin Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Tustin Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 1 | $320K | $320K | 50.0% |
Geographic Distribution
SBA lending activity for Tustin Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 2 | $595K | 100.0% |
Why Choose Tustin Community Bank?
Based on SBA 7(a) lending track record from 2013-2013
- ✓Proven Track Record: 2 SBA loans approved, totaling $595K in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $275K to $320K, with an average of $298K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Tustin Community Bank SBA lending
What types of businesses does Tustin Community Bank typically finance?
Tustin Community Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Tustin Community Bank's typical SBA loan terms?
Tustin Community Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 120 months (approximately 10 years). Loan sizes range from $275K to $320K, with an average loan size of $298K.
Do I need a business valuation for a Tustin Community Bank SBA loan?
Yes, Tustin Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Tustin Community Bank compare to other SBA lenders?
Tustin Community Bank has originated 2 SBA loans totaling $595K since 2013. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Tustin Community Bank lend in?
Tustin Community Bank provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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