Tradition Capital Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Tradition Capital Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 2 | $2.4M | $1.2M | 9.1% |
| 459110 | Sporting Goods Retailers | 2 | $207K | $104K | 9.1% |
| 238150 | Glass and Glazing Contractors | 2 | $350K | $175K | 9.1% |
| 541810 | Advertising Agencies | 2 | $3.7M | $1.8M | 9.1% |
| 337110 | Wood Kitchen Cabinet and Countertop Manufacturing | 2 | $3.5M | $1.7M | 9.1% |
| 541910 | Marketing Research and Public Opinion Polling | 2 | $200K | $100K | 9.1% |
| 561110 | Office Administrative Services | 1 | $721K | $721K | 4.5% |
| 561439 | Other Business Service Centers (including Copy Shops) | 1 | $150K | $150K | 4.5% |
| 238320 | Painting and Wall Covering Contractors | 1 | $100K | $100K | 4.5% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $1.6M | $1.6M | 4.5% |
Geographic Distribution
SBA lending activity for Tradition Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Minnesota (MN) | 20 | $15.6M | 90.9% |
| New Mexico (NM) | 1 | $1.6M | 4.5% |
| California (CA) | 1 | $1.3M | 4.5% |
Why Choose Tradition Capital Bank?
Based on SBA 7(a) lending track record from 2004-2025
- ✓Proven Track Record: 22 SBA loans approved, totaling $18.5M in financing
- ✓Industry Expertise: Specialized focus on Electrical Contractors and Other Wiring Installation Contractors, Sporting Goods Retailers, Glass and Glazing Contractors
- ✓Competitive Terms: Average interest rate of 8.23% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $30K to $3.2M, with an average of $842K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MN, CA, NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Tradition Capital Bank SBA lending
What types of businesses does Tradition Capital Bank typically finance?
Tradition Capital Bank specializes in SBA 7(a) lending to specific industries including electrical contractors and other wiring installation contractors, sporting goods retailers, glass and glazing contractors, advertising agencies. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Tradition Capital Bank's typical SBA loan terms?
Tradition Capital Bank's SBA 7(a) loans typically feature an average interest rate of 8.23% and average term length of 95 months (approximately 8 years). Loan sizes range from $30K to $3.2M, with an average loan size of $842K.
Do I need a business valuation for a Tradition Capital Bank SBA loan?
Yes, Tradition Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Tradition Capital Bank compare to other SBA lenders?
Tradition Capital Bank has originated 22 SBA loans totaling $18.5M since 2004. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Tradition Capital Bank lend in?
Tradition Capital Bank provides SBA 7(a) financing with particularly strong presence in MN, CA, NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.