Town and Country Bank Midwest
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Town and Country Bank Midwest · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 423440 | Other Commercial Equipment Merchant Wholesalers | 2 | $253K | $127K | 20.0% |
| 334512 | Automatic Environmental Control Manufacturing for Residential, Commercial, and Appliance Use | 1 | $100K | $100K | 10.0% |
| 512131 | Motion Picture Theaters (except Drive-Ins) | 1 | $62K | $62K | 10.0% |
| 713910 | Golf Courses and Country Clubs | 1 | $80K | $80K | 10.0% |
| 811111 | General Automotive Repair | 1 | $66K | $66K | 10.0% |
Geographic Distribution
SBA lending activity for Town and Country Bank Midwest by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 6 | $1.2M | 60.0% |
| Missouri (MO) | 4 | $280K | 40.0% |
Why Choose Town and Country Bank Midwest?
Based on SBA 7(a) lending track record from 1992-2012
- ✓Proven Track Record: 10 SBA loans approved, totaling $1.4M in financing
- ✓Industry Expertise: Specialized focus on Other Commercial Equipment Merchant Wholesalers, Automatic Environmental Control Manufacturing for Residential, Commercial, and Appliance Use, Motion Picture Theaters (except Drive-Ins)
- ✓Competitive Terms: Average interest rate of 5.56% with flexible term lengths averaging 154 months
- ✓Loan Range: Loan sizes from $62K to $565K, with an average of $143K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IL, MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Town and Country Bank Midwest SBA lending
What types of businesses does Town and Country Bank Midwest typically finance?
Town and Country Bank Midwest specializes in SBA 7(a) lending to specific industries including other commercial equipment merchant wholesalers, automatic environmental control manufacturing for residential, commercial, and appliance use, motion picture theaters (except drive-ins), golf courses and country clubs. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Town and Country Bank Midwest's typical SBA loan terms?
Town and Country Bank Midwest's SBA 7(a) loans typically feature an average interest rate of 5.56% and average term length of 154 months (approximately 13 years). Loan sizes range from $62K to $565K, with an average loan size of $143K.
Do I need a business valuation for a Town and Country Bank Midwest SBA loan?
Yes, Town and Country Bank Midwest typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Town and Country Bank Midwest compare to other SBA lenders?
Town and Country Bank Midwest has originated 10 SBA loans totaling $1.4M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Town and Country Bank Midwest lend in?
Town and Country Bank Midwest provides SBA 7(a) financing with particularly strong presence in IL, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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