TIB National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by TIB National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $90K | $90K | 14.3% |
| 541430 | Graphic Design Services | 1 | $45K | $45K | 14.3% |
| 811111 | General Automotive Repair | 1 | $80K | $80K | 14.3% |
Geographic Distribution
SBA lending activity for TIB National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 3 | $1.4M | 42.9% |
| California (CA) | 4 | $255K | 57.1% |
Why Choose TIB National Association?
Based on SBA 7(a) lending track record from 1993-1995
- ✓Proven Track Record: 7 SBA loans approved, totaling $1.7M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Graphic Design Services, General Automotive Repair
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 127 months
- ✓Loan Range: Loan sizes from $40K to $750K, with an average of $239K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CA, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about TIB National Association SBA lending
What types of businesses does TIB National Association typically finance?
TIB National Association specializes in SBA 7(a) lending to specific industries including child care services, graphic design services, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are TIB National Association's typical SBA loan terms?
TIB National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 127 months (approximately 11 years). Loan sizes range from $40K to $750K, with an average loan size of $239K.
Do I need a business valuation for a TIB National Association SBA loan?
Yes, TIB National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does TIB National Association compare to other SBA lenders?
TIB National Association has originated 7 SBA loans totaling $1.7M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does TIB National Association lend in?
TIB National Association provides SBA 7(a) financing with particularly strong presence in CA, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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