The Stockton National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Stockton National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 111219 | Other Vegetable (except Potato) and Melon Farming | 2 | $109K | $54K | 14.3% |
| 624410 | Child Care Services | 1 | $28K | $28K | 7.1% |
| 611511 | Cosmetology and Barber Schools | 1 | $41K | $41K | 7.1% |
| 238910 | Site Preparation Contractors | 1 | $459K | $459K | 7.1% |
| 112112 | Cattle Feedlots | 1 | $550K | $550K | 7.1% |
| 812210 | Funeral Homes and Funeral Services | 1 | $1.3M | $1.3M | 7.1% |
Geographic Distribution
SBA lending activity for The Stockton National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 14 | $2.9M | 100.0% |
Why Choose The Stockton National Bank?
Based on SBA 7(a) lending track record from 1991-2007
- ✓Proven Track Record: 14 SBA loans approved, totaling $2.9M in financing
- ✓Industry Expertise: Specialized focus on Other Vegetable (except Potato) and Melon Farming, Child Care Services, Cosmetology and Barber Schools
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $18K to $1.3M, with an average of $211K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Stockton National Bank SBA lending
What types of businesses does The Stockton National Bank typically finance?
The Stockton National Bank specializes in SBA 7(a) lending to specific industries including other vegetable (except potato) and melon farming, child care services, cosmetology and barber schools, site preparation contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Stockton National Bank's typical SBA loan terms?
The Stockton National Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 100 months (approximately 8 years). Loan sizes range from $18K to $1.3M, with an average loan size of $211K.
Do I need a business valuation for a The Stockton National Bank SBA loan?
Yes, The Stockton National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Stockton National Bank compare to other SBA lenders?
The Stockton National Bank has originated 14 SBA loans totaling $2.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Stockton National Bank lend in?
The Stockton National Bank provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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