The State Bank of Bern
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The State Bank of Bern · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $74K | $74K | 25.0% |
| 541211 | Offices of Certified Public Accountants | 1 | $78K | $78K | 25.0% |
Geographic Distribution
SBA lending activity for The State Bank of Bern by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 4 | $646K | 100.0% |
Why Choose The State Bank of Bern?
Based on SBA 7(a) lending track record from 1991-2002
- ✓Proven Track Record: 4 SBA loans approved, totaling $646K in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Offices of Certified Public Accountants
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 165 months
- ✓Loan Range: Loan sizes from $25K to $470K, with an average of $162K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The State Bank of Bern SBA lending
What types of businesses does The State Bank of Bern typically finance?
The State Bank of Bern specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, offices of certified public accountants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The State Bank of Bern's typical SBA loan terms?
The State Bank of Bern's SBA 7(a) loans typically feature an average interest rate of — and average term length of 165 months (approximately 14 years). Loan sizes range from $25K to $470K, with an average loan size of $162K.
Do I need a business valuation for a The State Bank of Bern SBA loan?
Yes, The State Bank of Bern typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The State Bank of Bern compare to other SBA lenders?
The State Bank of Bern has originated 4 SBA loans totaling $646K since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The State Bank of Bern lend in?
The State Bank of Bern provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Certified valuations are often required for SBA loans over $250,000.
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