The Granger National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Granger National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812990 | All Other Personal Services | 1 | $127K | $127K | 25.0% |
| 115112 | Soil Preparation, Planting, and Cultivating | 1 | $120K | $120K | 25.0% |
Geographic Distribution
SBA lending activity for The Granger National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 4 | $552K | 100.0% |
Why Choose The Granger National Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 4 SBA loans approved, totaling $552K in financing
- ✓Industry Expertise: Specialized focus on All Other Personal Services, Soil Preparation, Planting, and Cultivating
- ✓Competitive Terms: Average interest rate of 10.00% with flexible term lengths averaging 144 months
- ✓Loan Range: Loan sizes from $75K to $230K, with an average of $138K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Granger National Bank SBA lending
What types of businesses does The Granger National Bank typically finance?
The Granger National Bank specializes in SBA 7(a) lending to specific industries including all other personal services, soil preparation, planting, and cultivating. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Granger National Bank's typical SBA loan terms?
The Granger National Bank's SBA 7(a) loans typically feature an average interest rate of 10.00% and average term length of 144 months (approximately 12 years). Loan sizes range from $75K to $230K, with an average loan size of $138K.
Do I need a business valuation for a The Granger National Bank SBA loan?
Yes, The Granger National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Granger National Bank compare to other SBA lenders?
The Granger National Bank has originated 4 SBA loans totaling $552K since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Granger National Bank lend in?
The Granger National Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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