The First National Bank and Trust Co, Chickasha, Oklahoma
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The First National Bank and Trust Co, Chickasha, Oklahoma
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 327332 | Concrete Pipe Manufacturing | 24 | $38.6M | $1.6M | 25.0% |
| 445120 | Convenience Stores | 16 | $2.3M | $145K | 16.7% |
| 562991 | Septic Tank and Related Services | 8 | $9.4M | $1.2M | 8.3% |
| 624410 | Child Day Care Services | 8 | $324K | $41K | 8.3% |
| 541519 | Other Computer Related Services | 8 | $2.6M | $330K | 8.3% |
| 541211 | Offices of Certified Public Accountants | 8 | $1.2M | $150K | 8.3% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $167K | $21K | 8.3% |
| 238310 | Drywall and Insulation Contractors | 8 | $8.2M | $1.0M | 8.3% |
| 448190 | Other Clothing Stores | 8 | $520K | $65K | 8.3% |
Geographic Distribution
SBA lending activity for The First National Bank and Trust Co, Chickasha, Oklahoma by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 96 | $63.3M | 100.0% |
Why Choose The First National Bank and Trust Co, Chickasha, Oklahoma?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 96 SBA loans approved, totaling $63.3M in financing
- ✓Industry Expertise: Specialized focus on Concrete Pipe Manufacturing, Convenience Stores, Septic Tank and Related Services
- ✓Competitive Terms: Average interest rate of 6.19% with flexible term lengths averaging 135 months
- ✓Loan Range: Loan sizes from $21K to $2.6M, with an average of $659K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The First National Bank and Trust Co, Chickasha, Oklahoma SBA lending
What types of businesses does The First National Bank and Trust Co, Chickasha, Oklahoma typically finance?
The First National Bank and Trust Co, Chickasha, Oklahoma specializes in SBA 7(a) lending to specific industries including concrete pipe manufacturing, convenience stores, septic tank and related services, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The First National Bank and Trust Co, Chickasha, Oklahoma's typical SBA loan terms?
The First National Bank and Trust Co, Chickasha, Oklahoma's SBA 7(a) loans typically feature an average interest rate of 6.19% and average term length of 135 months (approximately 11 years). Loan sizes range from $21K to $2.6M, with an average loan size of $659K.
Do I need a business valuation for a The First National Bank and Trust Co, Chickasha, Oklahoma SBA loan?
Yes, The First National Bank and Trust Co, Chickasha, Oklahoma typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The First National Bank and Trust Co, Chickasha, Oklahoma compare to other SBA lenders?
The First National Bank and Trust Co, Chickasha, Oklahoma has originated 96 SBA loans totaling $63.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The First National Bank and Trust Co, Chickasha, Oklahoma lend in?
The First National Bank and Trust Co, Chickasha, Oklahoma provides SBA 7(a) financing with particularly strong presence in OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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