The Farmers & Merchants Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Farmers & Merchants Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 8 | $1.8M | $225K | 33.3% |
| 332721 | Precision Turned Product Manufacturing | 8 | $366K | $46K | 33.3% |
| 621999 | All Other Miscellaneous Ambulatory Health Care Services | 8 | $858K | $107K | 33.3% |
Geographic Distribution
SBA lending activity for The Farmers & Merchants Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 24 | $3.0M | 100.0% |
Why Choose The Farmers & Merchants Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 24 SBA loans approved, totaling $3.0M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, Precision Turned Product Manufacturing, All Other Miscellaneous Ambulatory Health Care Services
- ✓Competitive Terms: Average interest rate of 9.00% with flexible term lengths averaging 156 months
- ✓Loan Range: Loan sizes from $46K to $225K, with an average of $126K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Farmers & Merchants Bank SBA lending
What types of businesses does The Farmers & Merchants Bank typically finance?
The Farmers & Merchants Bank specializes in SBA 7(a) lending to specific industries including offices of chiropractors, precision turned product manufacturing, all other miscellaneous ambulatory health care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Farmers & Merchants Bank's typical SBA loan terms?
The Farmers & Merchants Bank's SBA 7(a) loans typically feature an average interest rate of 9.00% and average term length of 156 months (approximately 13 years). Loan sizes range from $46K to $225K, with an average loan size of $126K.
Do I need a business valuation for a The Farmers & Merchants Bank SBA loan?
Yes, The Farmers & Merchants Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Farmers & Merchants Bank compare to other SBA lenders?
The Farmers & Merchants Bank has originated 24 SBA loans totaling $3.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Farmers & Merchants Bank lend in?
The Farmers & Merchants Bank provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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