The Exchange State Bank of St Paul, Kansas
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by The Exchange State Bank of St Paul, Kansas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311119 | Other Animal Food Manufacturing | 16 | $7.5M | $467K | 100.0% |
Geographic Distribution
SBA lending activity for The Exchange State Bank of St Paul, Kansas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 16 | $7.5M | 100.0% |
Why Choose The Exchange State Bank of St Paul, Kansas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16 SBA loans approved, totaling $7.5M in financing
- ✓Industry Expertise: Specialized focus on Other Animal Food Manufacturing
- ✓Competitive Terms: Average interest rate of 5.50% with flexible term lengths averaging 132 months
- ✓Loan Range: Loan sizes from $147K to $786K, with an average of $467K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Exchange State Bank of St Paul, Kansas SBA lending
What types of businesses does The Exchange State Bank of St Paul, Kansas typically finance?
The Exchange State Bank of St Paul, Kansas specializes in SBA 7(a) lending to specific industries including other animal food manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Exchange State Bank of St Paul, Kansas's typical SBA loan terms?
The Exchange State Bank of St Paul, Kansas's SBA 7(a) loans typically feature an average interest rate of 5.50% and average term length of 132 months (approximately 11 years). Loan sizes range from $147K to $786K, with an average loan size of $467K.
Do I need a business valuation for a The Exchange State Bank of St Paul, Kansas SBA loan?
Yes, The Exchange State Bank of St Paul, Kansas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Exchange State Bank of St Paul, Kansas compare to other SBA lenders?
The Exchange State Bank of St Paul, Kansas has originated 16 SBA loans totaling $7.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Exchange State Bank of St Paul, Kansas lend in?
The Exchange State Bank of St Paul, Kansas provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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