The County FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The County FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 4 | $811K | $203K | 17.4% |
| 484110 | General Freight Trucking, Local | 3 | $79K | $26K | 13.0% |
| 531110 | Lessors of Residential Buildings and Dwellings | 1 | $125K | $125K | 4.3% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $150K | $150K | 4.3% |
| 312120 | Breweries | 1 | $30K | $30K | 4.3% |
| 324121 | Asphalt Paving Mixture and Block Manufacturing | 1 | $60K | $60K | 4.3% |
| 441120 | Used Car Dealers | 1 | $300K | $300K | 4.3% |
| 721214 | Recreational and Vacation Camps (except Campgrounds) | 1 | $163K | $163K | 4.3% |
| 531190 | Lessors of Other Real Estate Property | 1 | $20K | $20K | 4.3% |
| 812199 | Other Personal Care Services | 1 | $20K | $20K | 4.3% |
Geographic Distribution
SBA lending activity for The County FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Maine (ME) | 23 | $2.9M | 100.0% |
Why Choose The County FCU?
Based on SBA 7(a) lending track record from 2011-2017
- ✓Proven Track Record: 23 SBA loans approved, totaling $2.9M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, General Freight Trucking, Local, Lessors of Residential Buildings and Dwellings
- ✓Competitive Terms: Average interest rate of 7.08% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $10K to $470K, with an average of $126K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in ME
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The County FCU SBA lending
What types of businesses does The County FCU typically finance?
The County FCU specializes in SBA 7(a) lending to specific industries including full-service restaurants, general freight trucking, local, lessors of residential buildings and dwellings, all other miscellaneous fabricated metal product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The County FCU's typical SBA loan terms?
The County FCU's SBA 7(a) loans typically feature an average interest rate of 7.08% and average term length of 110 months (approximately 9 years). Loan sizes range from $10K to $470K, with an average loan size of $126K.
Do I need a business valuation for a The County FCU SBA loan?
Yes, The County FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The County FCU compare to other SBA lenders?
The County FCU has originated 23 SBA loans totaling $2.9M since 2011. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The County FCU lend in?
The County FCU provides SBA 7(a) financing with particularly strong presence in ME. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.