The Bank of San Jacinto County, Coldspring, Texas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Bank of San Jacinto County, Coldspring, Texas · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 2 | $90K | $45K | 25.0% |
| 311421 | Fruit and Vegetable Canning | 1 | $90K | $90K | 12.5% |
Geographic Distribution
SBA lending activity for The Bank of San Jacinto County, Coldspring, Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 8 | $495K | 100.0% |
Why Choose The Bank of San Jacinto County, Coldspring, Texas?
Based on SBA 7(a) lending track record from 1994-1996
- ✓Proven Track Record: 8 SBA loans approved, totaling $495K in financing
- ✓Industry Expertise: Specialized focus on Car Washes, Fruit and Vegetable Canning
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 104 months
- ✓Loan Range: Loan sizes from $25K to $100K, with an average of $62K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Bank of San Jacinto County, Coldspring, Texas SBA lending
What types of businesses does The Bank of San Jacinto County, Coldspring, Texas typically finance?
The Bank of San Jacinto County, Coldspring, Texas specializes in SBA 7(a) lending to specific industries including car washes, fruit and vegetable canning. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Bank of San Jacinto County, Coldspring, Texas's typical SBA loan terms?
The Bank of San Jacinto County, Coldspring, Texas's SBA 7(a) loans typically feature an average interest rate of — and average term length of 104 months (approximately 9 years). Loan sizes range from $25K to $100K, with an average loan size of $62K.
Do I need a business valuation for a The Bank of San Jacinto County, Coldspring, Texas SBA loan?
Yes, The Bank of San Jacinto County, Coldspring, Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Bank of San Jacinto County, Coldspring, Texas compare to other SBA lenders?
The Bank of San Jacinto County, Coldspring, Texas has originated 8 SBA loans totaling $495K since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Bank of San Jacinto County, Coldspring, Texas lend in?
The Bank of San Jacinto County, Coldspring, Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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