The Bank of Oswego
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Bank of Oswego · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $1.0M | $1.0M | 33.3% |
| 321911 | Wood Window and Door Manufacturing | 1 | $350K | $350K | 33.3% |
| 311412 | Frozen Specialty Food Manufacturing | 1 | $275K | $275K | 33.3% |
Geographic Distribution
SBA lending activity for The Bank of Oswego by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 3 | $1.6M | 100.0% |
Why Choose The Bank of Oswego?
Based on SBA 7(a) lending track record from 2009-2009
- ✓Proven Track Record: 3 SBA loans approved, totaling $1.6M in financing
- ✓Industry Expertise: Specialized focus on Offices of Physicians (except Mental Health Specialists), Wood Window and Door Manufacturing, Frozen Specialty Food Manufacturing
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $275K to $1.0M, with an average of $542K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Bank of Oswego SBA lending
What types of businesses does The Bank of Oswego typically finance?
The Bank of Oswego specializes in SBA 7(a) lending to specific industries including offices of physicians (except mental health specialists), wood window and door manufacturing, frozen specialty food manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Bank of Oswego's typical SBA loan terms?
The Bank of Oswego's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 105 months (approximately 9 years). Loan sizes range from $275K to $1.0M, with an average loan size of $542K.
Do I need a business valuation for a The Bank of Oswego SBA loan?
Yes, The Bank of Oswego typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Bank of Oswego compare to other SBA lenders?
The Bank of Oswego has originated 3 SBA loans totaling $1.6M since 2009. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Bank of Oswego lend in?
The Bank of Oswego provides SBA 7(a) financing with particularly strong presence in OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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