Texas Regional Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Texas Regional Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 524210 | Insurance Agencies and Brokerages | 6 | $2.1M | $348K | 4.5% |
| 722513 | Limited-Service Restaurants | 4 | $1.3M | $329K | 3.0% |
| 621610 | Home Health Care Services | 3 | $417K | $139K | 2.3% |
| 532310 | General Rental Centers | 3 | $1.2M | $413K | 2.3% |
| 541940 | Veterinary Services | 3 | $5.1M | $1.7M | 2.3% |
| 621511 | Medical Laboratories | 3 | $848K | $283K | 2.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 3 | $750K | $250K | 2.3% |
| 532210 | Consumer Electronics and Appliances Rental | 3 | $1.2M | $405K | 2.3% |
| 722511 | Full-Service Restaurants | 2 | $2.4M | $1.2M | 1.5% |
| 238990 | All Other Specialty Trade Contractors | 2 | $424K | $212K | 1.5% |
Geographic Distribution
SBA lending activity for Texas Regional Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 132 | $59.0M | 100.0% |
Why Choose Texas Regional Bank?
Based on SBA 7(a) lending track record from 1992-2018
- ✓Proven Track Record: 132 SBA loans approved, totaling $59.0M in financing
- ✓Industry Expertise: Specialized focus on Insurance Agencies and Brokerages, Limited-Service Restaurants, Home Health Care Services
- ✓Competitive Terms: Average interest rate of 5.81% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $20K to $5.0M, with an average of $447K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Regional Bank SBA lending
What types of businesses does Texas Regional Bank typically finance?
Texas Regional Bank specializes in SBA 7(a) lending to specific industries including insurance agencies and brokerages, limited-service restaurants, home health care services, general rental centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Regional Bank's typical SBA loan terms?
Texas Regional Bank's SBA 7(a) loans typically feature an average interest rate of 5.81% and average term length of 110 months (approximately 9 years). Loan sizes range from $20K to $5.0M, with an average loan size of $447K.
Do I need a business valuation for a Texas Regional Bank SBA loan?
Yes, Texas Regional Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Regional Bank compare to other SBA lenders?
Texas Regional Bank has originated 132 SBA loans totaling $59.0M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Regional Bank lend in?
Texas Regional Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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