Texas Partners Bank
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Texas Partners Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 40 | $23.2M | $581K | 12.5% |
| 561431 | Private Mail Centers | 24 | $10.6M | $444K | 7.5% |
| 722511 | Full-Service Restaurants | 16 | $23.8M | $1.5M | 5.0% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $5.7M | $355K | 5.0% |
| 238990 | All Other Specialty Trade Contractors | 16 | $8.9M | $558K | 5.0% |
| 424470 | Meat and Meat Product Merchant Wholesalers | 16 | $21.2M | $1.3M | 5.0% |
| 445298 | Other | 8 | $3.2M | $404K | 2.5% |
| 484210 | Used Household and Office Goods Moving | 8 | $3.2M | $404K | 2.5% |
| 238160 | Roofing Contractors | 8 | $16.0M | $2.0M | 2.5% |
| 611110 | Elementary and Secondary Schools | 8 | $13.8M | $1.7M | 2.5% |
Geographic Distribution
SBA lending activity for Texas Partners Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 312 | $242.4M | 97.5% |
| Colorado (CO) | 8 | $8.9M | 2.5% |
Why Choose Texas Partners Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 320 SBA loans approved, totaling $251.2M in financing
- ✓Industry Expertise: Specialized focus on Offices of Physicians (except Mental Health Specialists), Private Mail Centers, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.21% with flexible term lengths averaging 171 months
- ✓Loan Range: Loan sizes from $210K to $2.1M, with an average of $785K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Partners Bank SBA lending
What types of businesses does Texas Partners Bank typically finance?
Texas Partners Bank specializes in SBA 7(a) lending to specific industries including offices of physicians (except mental health specialists), private mail centers, full-service restaurants, snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Partners Bank's typical SBA loan terms?
Texas Partners Bank's SBA 7(a) loans typically feature an average interest rate of 7.21% and average term length of 171 months (approximately 14 years). Loan sizes range from $210K to $2.1M, with an average loan size of $785K.
Do I need a business valuation for a Texas Partners Bank SBA loan?
Yes, Texas Partners Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Partners Bank compare to other SBA lenders?
Texas Partners Bank has originated 320 SBA loans totaling $251.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Partners Bank lend in?
Texas Partners Bank provides SBA 7(a) financing with particularly strong presence in TX, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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