Texas Dow Empl CU
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Texas Dow Empl CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 24 | $13.5M | $564K | 37.5% |
| 518210 | Data Processing, Hosting, and Related Services | 16 | $2.3M | $147K | 25.0% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $13.8M | $1.7M | 12.5% |
| 236117 | New Housing Operative Builders | 8 | $4.4M | $550K | 12.5% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $7.8M | $972K | 12.5% |
Geographic Distribution
SBA lending activity for Texas Dow Empl CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 64 | $41.9M | 100.0% |
Why Choose Texas Dow Empl CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $41.9M in financing
- ✓Industry Expertise: Specialized focus on Lessors of Miniwarehouses and Self-Storage Units, Data Processing, Hosting, and Related Services, Pet Care (except Veterinary) Services
- ✓Competitive Terms: Average interest rate of 5.67% with flexible term lengths averaging 230 months
- ✓Loan Range: Loan sizes from $100K to $1.7M, with an average of $654K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Dow Empl CU SBA lending
What types of businesses does Texas Dow Empl CU typically finance?
Texas Dow Empl CU specializes in SBA 7(a) lending to specific industries including lessors of miniwarehouses and self-storage units, data processing, hosting, and related services, pet care (except veterinary) services, new housing operative builders. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Dow Empl CU's typical SBA loan terms?
Texas Dow Empl CU's SBA 7(a) loans typically feature an average interest rate of 5.67% and average term length of 230 months (approximately 19 years). Loan sizes range from $100K to $1.7M, with an average loan size of $654K.
Do I need a business valuation for a Texas Dow Empl CU SBA loan?
Yes, Texas Dow Empl CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Dow Empl CU compare to other SBA lenders?
Texas Dow Empl CU has originated 64 SBA loans totaling $41.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Dow Empl CU lend in?
Texas Dow Empl CU provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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